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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Open Account

    4 simple steps — then sign on to your account instantly.

    Citibank Real-Time Account Opening lets you open an account instantly*. It only takes four simple steps.

    1 - Tell us about yourself

    To apply online, you must be a U.S. citizen or resident and at least 18 years old. You'll need to provide a physical address in the U.S., date of birth and Social Security number for all applicants.

    2 - Provide e-signature

    Then you agree to the terms and disclosures, and certify your tax status.

    3 - Verify your identity

    We'll ask questions about your finances that only you should be able to answer. This helps to prevent anyone else from opening an account in your name.

    4 - Fund your account

    You can make your initial deposit from another account - just have a blank check handy.



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    Share Your Screen With A Phone Representative

    During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

    If you need assistance from a Citi representative, contact us via chat or phone