What You Get
Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the US.Footnote 1
Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.
You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.
How It Works
Using Inter-Institution Transfers from Citibank is easy. You can:
- Make one-time and recurring transfers, sent using either the
Standard or Next Day delivery service
Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.
Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.
- Make a transfer simply by setting up your non-Citi account by providing the account number and the
An ABA number—or routing number—is a 9–digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's
- See the chart for the amounts you can transfer
|Standard Service||Next-Day Service|
|Incoming to Citibank|
|30 day rolling calendar period||$100,000||$2,500|
|Outgoing to External Accounts|
|30 day rolling calendar period||$15,000||$2,500|