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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

    Please note: If you choose to cancel this process, you may be redirected to a page other than the one you requested.

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    What You Get

    • You can make deposits at any Citibank branch or ATMFootnote 2.

    Not near a branch or an ATM ? Then use:

    • Direct Deposit-This free service electronically deposits payroll, government, pension or dividend checks into your checking, savings or money market account.
    • Mail-in Deposits-Deposit checks by sending them to a Citibank processing center via U.S. Mail. To endorse the check, sign the back and write your account number and For Deposit Only.
    • Relationship Rewards A direct deposit can help you earn monthly ThankYou® Points when it credits a checking account enrolled in Citi ThankYou® Rewards.

    To learn how you can earn rewards for your banking relationshipFootnote 1.

    How it Works
    Direct Deposit

    To enroll in direct deposit:

    • Complete a Direct Deposit form, which is also available in any Branch Center, or obtain one from your employer
    • Provide your account number and the Citibank ABA number of the account you want the deposits credited to, or just attach a voided check
    • Once the check is deposited, the funds are immediately available to you

    Note: For Direct Deposit of your Social Security checks, either visit or call 1-800-333-1795.

    Mail-In Deposits

    To send in your deposits:

    • Mail a deposit slip and the check you want to deposit to a Citibank address in the state or region your account was opened. DO NOT SEND CASH.
    • Deposits received before the end of a business day

      Business Day

      Saturdays, Sundays, and federal holidays that fall on a weekday (Monday through Friday), are not business days. If a bank deposit is received after the close of a business day, or on a weekend or holiday, then the next business day is considered the official day of deposit.

       will be credited to your account that day. There may be a delay before these funds are available for you to use.

    Relationship Rewards

    A qualifying bill paymentFootnote 3 can help you earn monthly ThankYou® Points when it is sent from a checking account enrolled in Citi ThankYou® Rewards .

    To learn how you can earn Citi ThankYou rewards for your banking relationshipFootnote 1.

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

    Share Your Screen With A Phone Representative

    During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

    If you need assistance from a Citi representative, contact us via chat or phone