Small business savings account home
SMALL BUSINESS BANKING
Savings account for Small Businesses

Put your money to work with the Citi Savings Account that's right for you.

CitiBusiness® Insured Money Market Account (IMMA)

Competitive interest rates

Check writing

Unlimited monthly deposits1

Transfer limits apply1
CitiBusiness® Savings Account

Competitive interest rates

Unlimited number of deposits 1



Transfer limits apply1
CitiBusiness® Certificates of Deposit (CD)

Competitive interest rates

Variety of maturities available

Is an IMMA, Savings Account or CD best for my small business?

Consider the hard-earned savings you have, and which account is best for your business

IMMA or Savings Account
  • Access your money whenever you need it
  • Build a cash reserve for your business
  • Funds stay liquid
Certificates of Deposit (CD)
  • Save up and set money aside for future purchases
  • Select from a variety of maturities available
  • Plan for your future with a fixed rate of return

Need a different financial solution for your business?

How to open an account

Prepare your documents

Get the documents you need before you visit the branch

What to bring

Visit a branch

Open an account after speaking with a specialist at your local Citi branch

Find a location

Still have questions?

Get answers to common questions about your Citi business accounts

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.

  1. Regulation D limits the number of certain types of transactions that can be made from a savings or money market account to six in a calendar month. A $20 fee is applied to each transaction that exceeds the limits outlined by federal regulations. There's no limit on the number of transfers between linked accounts maintained at the same Citibank legal entity that you can make in person at a Citibank Financial Center, by mail, at a Citibank ATM location or at a network cash machine.
  2. Minimum deposit required to open account. Speak to your Retail Business Banker for details.