Citi’s online banking tools to help you manage your day-to-day business transactions
Deposit checks, pay bills, transfer funds and monitor your account
Security & Fraud Protection
We help protect your accounts from online fraud risks so you can bank with confidence. Visit the Security Center Center for more information
Personal Benefits for Business Program Customers
When you open a Citi Priority Account Package you can enjoy:
Waived Monthly Fee
Standard monthly fee of $30 waived.4
Most Fee-Free ATMs in the U.S.
Your money is always in reach with over 65,000 fee-free ATM’s – the most offered by any major bank in the U.S.6
Preferred Deposit Rates
Earn a higher interest rate on select Citibank Money Market accounts.
Access to Rewards
Enroll in Citi ThankYou® Rewards and earn our highest level of points for a checking relationship.5
Preferred Loan Rates
Rate discounts on select personal loans and lines of credit.7
Mortgage Relationship Pricing
Receive a lower interest rate on your mortgage or a credit on your closing costs.10
Contact a Business Specialist
To learn more about CitiBusiness Solutions for your industry, contact one of our specialists.
TERMS, CONDITIONS, AND FEES FOR ACCOUNTS, PRODUCTS, PROGRAMS AND SERVICES ARE SUBJECT TO CHANGE
- Checking transactions include checks paid, deposited items, deposit tickets, ACH debits and ACH credits. A fee per transaction will apply after the customer exceeds the total number of included transactions, in any combination, during a calendar month. Currency fees will apply after the customer exceeds the included cash deposit amount during a calendar month. Refer to the CitiBusiness Schedule of Standard Fees and Charges for a complete list of fees.
- Deferred purchase price applies if service is canceled within 24 months. Certain other restrictions apply.
- Additional fees may apply. See cash management fee schedule for details.
- Offer available to authorized signers on the business checking account. Waiver applies to consumer checking account so long as the business checking account remains open and enrolled in the Preferred Program. Speak to your Business Specialist for full details.
- Separate enrollment of eligible consumer checking account in Citi ThankYou Rewards required. Eligible customers in The Citi Priority account package can enroll their checking accounts in ThankYou Rewards. Eligibility and participation are subject to terms, conditions and restrictions.
- Claim is based on locations in the United States where customers can make cash withdrawals with no surcharge (usage) fee by the ATM operator. Citibank customers can get cash, get information and make transfers between their eligible linked Citibank accounts with no surcharge fee when they use their Citibank Banking Card at ATMs in the U.S. located at Citibank branches, ATMs at select retail store locations, and ATMs participating in the MoneyPass® Network. ATMs in retail stores and at other non-Citi locations are not owned or operated by Citibank and offer fewer functions. Use the Citi Worldwide ATM/Branch Locator on Citibank Online or the Citi Mobile App to find the nearest ATMs and branches, including non-Citibank ATMs in the U.S. with surcharge-free access.
- Loans and lines subject to credit approval. Certain limitations may apply.
- Citi Merchant Services is provided by First Data Merchant Services Corporation. Up to $100 rebate available when you sign up for Citi Merchant Services, and will come in the form of a credit to your merchant statement within 90 days of account activation. Rebate will be the lesser of merchant fees charged in the first three cycles or $100. Restrictions apply. Monthly and other fees apply. Credit/Debit cards fund as soon as next business day when linked to your Citi account. Transactions need to be batched and sent to First Data by 11 PM ET for funds to be available in your Citibank business checking after 12 PM ET the following business day. Weekends and Holidays will cause a delay to the next day funding process. Transaction details may not be reflected until the second business day.
- This offer is available to new Citi Merchant Services customers only. To be eligible for a Clover Flex handheld mobile POS device at no cost (a $499 value), merchant must open a new Citi Merchant Services account and sign a Merchant Processing Agreement. Citi Merchant Services accounts are subject to approval, including credit approval. Additional fees may apply to certain Clover apps, services or activated accounts. Limit one Clover Flex device per eligible business tax ID. Terms and conditions apply. This offer is not valid with any other offer. Offer subject to change without notice.
- A Citibank deposit account is required to receive the closing cost credit or rate discount.
Balances of $1-$49,999.99: $250 off closing costs
Balances of $50,000-$199,999.99: 1/8% off interest rate
Balances of $200,000-$499,999.99: 1/4% off interest rate
Balances of $500,000-$999,999.99: 3/8% off interest rate
Balances of $1,000,000-$1,999,999.99: 1/2% off interest rate
Balances of $2,000,000+or more: 5/8% off interest rate
All home loans and lines are made by Citibank, N.A., NMLS #412915 equal housing lender, and are subject to Citibank's mortgage qualifications. Automated monthly transfers of the mortgage payment from a Citibank Deposit Account using automated drafting will be required. Actual interest rate discount and closing cost credit will depend on the level of the Citi Eligible Balances, which will be verified after final loan approval. Deposit Account Balances must be in the account five (5) Business Days following final loan approval and Investment Account balances must be in the account six (6) Business Days following final loan approval. Citi eligible accounts include a personal consumer Citibank Deposit Account, linked Citibank IRAs, and Investments held in linked Citigroup Global Markets Inc. ("CGMI") accounts. IRA and annuity positions shown on linked CGMI Account statements are eligible (except tax qualified annuities under sections 401, 403, or 457 of the Internal Revenue Code). Balances from Citibank business accounts are excluded. Citibank IRAs that are not linked to a Citibank Deposit Account are excluded.
If you are interested in Citibank Mortgage Relationship Pricing, please contact your Home Lending Officer or Mortgage Representative.
Citibank Mortgage Relationship Pricing for Citibank account holders can only be applied prior to loan closing and is subject to account and balance validation. Citibank Mortgage Relationship Pricing is subject to change without notice.
Glossary of terms:
Business Day means Monday through Friday and does not include federal holidays.
Eligible Balances means total funds showing in the account at the time we verify the balances less any funds we determine you will need for a down payment or closing costs.
Deposit Account means a Citibank personal checking and/or savings account as well as certificates of deposit and money market accounts.
Investment Account means IRAs and investments held in Citigroup Global Markets accounts.
Terms, conditions and fees for accounts, programs, products and services are subject to change. Citibank Mortgage Relationship Pricing cannot be combined with any other mortgage offer. Citibank reserves the right to suspend, change and terminate Citibank Mortgage Relationship Pricing. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Closing cost credit will be applied at closing. It may be applied to origination fees and standard customary third-party and government closing costs. In Texas, the credit may not result in your receiving cash back. Citibank Mortgage Relationship Pricing is not available on Home Equity Loans and Lines of Credit.
Citi Personal Wealth Management, a business of Citigroup Inc., offers investment products through Citigroup Global Markets Inc. ("CGMI"), Member SIPC ([http://sipc.org]). Citigroup Life Agency LLC ("CLA") offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, CGMI and CLA are affiliated companies under the common control of Citigroup Inc.
Please speak with a Citibank Business Specialist for full details of this CitiBusiness Preferred Program. Program terms subject to change or termination at any time without notice, and cannot be combined with other business banking programs and offers. Terms, conditions and fees apply to accounts, products, programs and services and are subject to change. All accounts and services are subject to approval.
Citi Merchant Services is provided by First Data Merchant Services LLC. Clover Flex is provided by First Data Merchant Services, LLC and Clover Network, Inc. The Clover name, logo and related trademarks and service marks are owned by Clover Network, Inc. and are registered or used in the U.S and many foreign countries. Citibank, N.A. is not affiliated with First Data Merchant Services LLC or Clover Network, Inc.
©2020 Citibank, N.A. Member FDIC. Equal Credit Opportunity Lender. Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.