Customize Your Refinance Rate

Let's find the right loan to refinance your existing mortgage. Tell us a bit about yourself to be matched with personalized rates and mortgage options. Looking for a custom purchase rate instead?

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County

Expected purchase price

I have a second mortgage on this property

I would like to consolidate my second mortgage with this refinance.

Describe your credit score

Excellent
History of repaying and managing all payments and debt on time.

Selected

Good
Little debt and consistent payment history.

Select

Fair
Some late payments and/or inconsistent payment history.

Select

Poor
Record of missing payments or high debt.

Select

Learn about the impact of your credit score

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Rate lock period

This is how long your rate would be valid once it's locked.

60 days

90 days

Adjust points

Note: Based on market conditions, some point options may not be available for every product. Your results will reflect the available point option closest to your selection.

Points

Learn about mortgage points

Find a Home Lending Officer

1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET Sat: 9:00 AM to 7:00 PM ET

Have us call you

Citibank charges a non-refundable mortgage application fee. A mortgage representative will call you to discuss your application and will also send you certain disclosures required under Federal and applicable state law. Only after you indicate you want to continue with your application, your mortgage representative will request your credit card details in order to collect this fee.

Share Your Screen With A Phone Representative

During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

If you need assistance from a Citi representative, contact us via chat or phone