10 Minutes & 4 simple steps—then sign on to your account instantly
Citibank Real-Time Account Opening lets you open an account instantly*. It only takes four simple steps.
To apply online, you must be 18 or older, a U.S. citizen or resident alien, and have a U.S. address. You also need a Social Security Number and U.S. driver's license or state-issued ID.
Then you agree to the terms and disclosures, and certify your tax status.
We'll ask questions about your finances that only you should be able to answer. This helps to prevent anyone else from opening an account in your name.
You can make your initial deposit from another account - just have a blank check handy.