Today's Mortgage Rates

Rates based on a mortgage in Los Angeles, California

Buying Rates

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Buying Rates
Mortgage Type Rate APR Points Sample Monthly Payment

*The ARM APR may increase after consummation

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

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Monday-Friday 8:00 AM TO 10:00 PM Eastern Time and Saturday: 9:00 AM to 7:00 PM Eastern Time

Refinance Rates

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Refinance Rates
Mortgage Type Rate APR Points Sample Monthly Payment

*The ARM APR may increase after consummation

What you need to know before refinancing

  • Thinking about refinancing your home?

    Learn about the pros and cons of refinance mortgages, how long it takes to see savings and how your credit can have an impact.

  • Refinancing rates and options

    Each type of refinance mortgage comes with several advantages and important considerations. Learn how to choose the right refinancing rate.

  • The refinance application process

    From completing an application to getting approved and closing, refinancing isn't very different from when you bought your home. Here's what to expect from the mortgage application process for refinancing.

Prefer to speak with someone?

Monday-Friday 8:00 AM TO 10:00 PM Eastern Time and Saturday: 9:00 AM to 7:00 PM Eastern Time

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