Today's Mortgage Rates
Rates based on a mortgage in Los Angeles, California
Buying Rates
*The ARM APR may increase after consummation
What you need to know when buying a home
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What affects your mortgage rate?
Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.
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Costs of getting a home mortgage
The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.
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How mortgage payments work
Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.
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Refinance Rates
*The ARM APR may increase after consummation
What you need to know before refinancing
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Thinking about refinancing your home?
Learn about the pros and cons of refinance mortgages, how long it takes to see savings and how your credit can have an impact.
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Refinancing rates and options
Each type of refinance mortgage comes with several advantages and important considerations. Learn how to choose the right refinancing rate.
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The refinance application process
From completing an application to getting approved and closing, refinancing isn't very different from when you bought your home. Here's what to expect from the mortgage application process for refinancing.