Unlike conditional approvals, SureStart® Pre-approvals from Citi come with a firm commitment to lend. This means you will:
You'll know your price range before you start looking, so you can zero in on your dream home even faster.
You'll gain access to your credit score, which means you'll know exactly what you can afford.
Your purchase offer is backed by Citi — something real estate agents and sellers may notice and appreciate. This could give you and your bid an edge over other buyers.
Terms, conditions and fees for accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs.
SureStart® Pre-approval is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart® Pre-approval. However, standard application and commitment fees will apply for the mortgage loan application.