What are the benefits?
Unlike many pre-approvals, a Citi SureStart® Pre-approval comes with a firm commitment to lend. This means you will:
You'll know your price range before you start looking, so you can zero in on your dream home even faster.
Have more financial control
With a written pre-approval you'll know exactly what you can afford.
Have more buying leverage
Your purchase offer is backed by a Citi SureStart® commitment - something real estate agents and sellers may notice and appreciate. This could give you and your offer an edge over other buyers.
Getting pre-approved before speaking to a real estate agent can save you time, money and frustration.
Terms, conditions and fees for accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs.
SureStart® Pre-approval is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart® Pre-approval. However, standard application and commitment fees will apply for the mortgage loan application.