SureStart® Pre‐approval

What are the benefits?

Unlike many pre-approvals, a Citi SureStart® Pre-approval comes with a firm commitment to lend. This means you will:

Save time

You'll know your price range before you start looking, so you can zero in on your dream home even faster.

Have more financial control

With a written pre-approval you'll know exactly what you can afford.

Have more buying leverage

Your purchase offer is backed by a Citi SureStart® commitment - something real estate agents and sellers may notice and appreciate. This could give you and your offer an edge over other buyers.

Overlay 1 Video Title

Why pre-approval is better than pre-qualification

Having a firm commitment to lend can make a difference in the buying process.

Useful tip

Getting pre-approved before speaking to a real estate agent can save you time, money and frustration.

Just a moment please.

Let's talk about SureStart® Pre-approval

Have one of our mortgage representatives call you

All fields are required.

Contact us

Get personalized help Find a Home Lending Officer

Give us a call TTY

Monday to Friday 8:00 AM to 10:00 PM ET Saturday 9:00 AM to 7:00 PM ET

Have questions? Request a call

Terms, conditions and fees for accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs.

SureStart® Pre-approval is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart® Pre-approval. However, standard application and commitment fees will apply for the mortgage loan application.

Share Your Screen With A Phone Representative

During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

If you need assistance from a Citi representative, contact us via chat or phone