Veterans Affairs (VA) loans were created to make housing more affordable for veterans and their families. If you served in the U.S. military or are the surviving spouse of a servicemember, a VA loan might be right for you.
VA loans were created for veteran and active duty servicemembers, Reserve and National Guard members and surviving military spouses. While Citi offers these loans, they're guaranteed by the Department of Veterans Affairs. This means VA loans often carry more flexible terms, including lower interest rates.
0% down payment for qualified borrowers
Don't require monthly mortgage insurance premiums
Sellers can contribute toward closing costs
Offered only to qualifying veterans and surviving spouses
A Certificate of Eligibility (COE) to prove you qualify
Some lenders may require a minimum credit score of 620
Explore other loan options
For people looking at homes in higher price ranges and in higher-cost housing markets.
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