Refinancing can make your monthly payments lower and more stable. But there are potential costs that you need to consider before deciding if refinancing makes sense for you. We'll walk you through everything you need to know.
Our refinance mortgage calculators can help you decide if refinancing is right for you by showing you how your current mortgage would compare to a refinance loan.
Find out if you should refinanceGet yourself ready to refinance with this helpful information.
Find out more about how your credit score and debt-to-income ratio influence your refinance rates and options.
What affects your rates?Learn about the costs that go into a monthly payment and how they're calculated so that you can set a comfortable budget for your total finances.
How do payments work?Mon-Fri: 8:00 AM to 10:00 PM ET and Sat: 9:00 AM to 7:00 PM ET
*The $500 credit at closing may not be applied to the appraisal fee. It may be applied to standard loan costs that are charged at closing and may include customary third-party and government closing costs. Mention offer code 10818 when calling. Offer cannot be combined with any other offer. Offer may be modified or withdrawn at any time without notice. In Texas, the credit may not result in your receiving cash back. Offer not available on home equity loans and lines of credit. If you are interested in Citi's banking account relationship offers, please contact your Mortgage Representative to see what offer is best for you.