Thinking of Refinancing?

Refinancing can make your monthly payments lower and more stable. But there are potential costs that you need to consider before deciding if refinancing makes sense for you. We'll walk you through everything you need to know.

See the impact of refinancing with our mortgage calculators

Our refinance mortgage calculators can help you decide if refinancing is right for you by showing you how your current mortgage would compare to a refinance loan.

Find out if you should refinance

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*The $500 credit at closing may not be applied to the appraisal fee. It may be applied to standard loan costs that are charged at closing and may include customary third-party and government closing costs. Mention offer code 10818 when calling. Offer cannot be combined with any other offer. Offer may be modified or withdrawn at any time without notice. In Texas, the credit may not result in your receiving cash back. Offer not available on home equity loans and lines of credit. If you are interested in Citi's banking account relationship offers, please contact your Mortgage Representative to see what offer is best for you.

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