Refinance Your Home
Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment.
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Refinance rates
Rates effective as of 3/9/2016 5:32 PM
Budget with Citi mortgage calculators
Our calculators help you explore your refinancing options and determine how much you can afford.
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Refinance calculator
Compare the possible savings of a refinance loan to your current mortgage.
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Mortgage payment calculator
See what your monthly mortgage payments would be based on loan amount, interest rate and loan term.
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Additional payment calculator
Find out how much interest you could save over the life of your loan by making extra mortgage payments.
What you need to know before refinancing
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Thinking about refinancing your home?
Learn about the pros and cons of refinance mortgages, how long it takes to see savings and how your credit can have an impact.
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Refinancing rates and options
Each type of refinance mortgage comes with several advantages and important considerations. Learn how to choose the right refinancing rate.
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The refinance application process
From completing an application to getting approved and closing, refinancing isn't very different from when you bought your home. Here's what to expect from the mortgage application process for refinancing.
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Apply in person
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1-800-248-4638Mon-Fri: 8:00 AM to 10:00 PM ET
and Sat: 9:00 AM to 7:00 PM ET