Refinance Your Home

Refinancing can help you pay off your loan faster, get cash for home improvement, or lower your monthly payment.

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Today's Refinance Rates

Based on a mortgage in Los Angeles, California.

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Rates effective as of 3/9/2016 5:32 PM. Compare more rates.

Budget with Citi mortgage calculators

Our calculators help you explore your refinancing options and determine how much you can afford.

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What you need to know before refinancing

  • Thinking about refinancing your home?

    Learn about the pros and cons of refinance mortgages, how long it takes to see savings and how your credit can have an impact.

  • Refinancing rates and options

    Each type of refinance mortgage comes with several advantages and important considerations. Learn how to choose the right refinancing rate.

  • The refinance application process

    From completing an application to getting approved and closing, refinancing isn't very different from when you bought your home. Here's what to expect from the mortgage application process for refinancing.

Start your mortgage application

Prefer to speak with someone?

1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET and Sat: 9:00 AM to 7:00 PM ET

*The $500 credit at closing may not be applied to the appraisal fee. It may be applied to standard loan costs that are charged at closing and may include customary third-party and government closing costs. Mention offer code 10818 when calling. Offer cannot be combined with any other offer. Offer may be modified or withdrawn at any time without notice. In Texas, the credit may not result in your receiving cash back. Offer not available on home equity loans and lines of credit. If you are interested in Citi's banking account relationship offers, please contact your Mortgage Representative to see what offer is best for you.

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