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Refinance your home

Whether you want to take advantage of a different type of mortgage, pay off your loan faster, or free up funds for home improvements, we can help you understand the pros and cons
of refinancing.


Payment Schedule

Number of payments Principal and interest Mortgage insurance Total Interest rate

The payment estimate above does not include amounts for taxes and insurance and assumes no mortgage insurance is required for the loan. If an escrow account is required or requested to cover any of these items, the monthly payment amount will increase accordingly to include those fees.

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Why Citi

"You were an absolute breath of fresh air to work with on our refinance."

Lynn and Kathy

Ways to apply for a refinance with Citi

Start online

Tell us about yourself and your goals, and one of our mortgage representatives will get in touch to help you start your application. Start your application

Apply by phone


Call us to apply over the telephone or to learn more about our products. We're available Mon-Fri: 8:00 AM to 10:00 PM ET and Sat: 9:00 AM to 7:00 PM ET.

Apply in person

Find your nearest Citi branch and speak to one of our mortgage representatives in person.