Start Your Refinance Mortgage Application

Why start an application online?

Starting your application online for your refinance mortgage will give you a head start in achieving your homeownership goals.

First you'll visit our Citi Mortgage Selector so you can choose and customize a mortgage to suit your needs.

Once you've made a selection, just complete the form and one of our experienced mortgage representatives will help you find the option that's right for you – at the most competitive rate available.

Your information and mortgage application activity are safe and secure during the entire process.

What we'll be asking you

  • About the property
  • About your contact and residential information
  • About your employment status and financial situation

What you'll need

  • Employment and income details (recent pay stubs, W2 forms, etc.)
  • Asset information (checking/savings, life insurance, retirement funds, etc.)
  • If you're applying with someone else, you'll need these details from them as well.

What to expect

  • Allow about 30 minutes total for this form.
  • You can save your information and return later to complete it.
  • A refinance mortgage representative will contact you to help complete the process.

To get started, choose an option at our Citi Mortgage Selector – and take the first step toward your homeownership goals.

Start with the Citi Mortgage Selector

Prefer to talk to a refinance mortgage representative?


Mon-Fri: 8:00 AM to 10:00 PM ET
and Sat: 9:00 AM to 7:00 PM ET