Whether you're making a major purchase or consolidating debt, home equity can help put your goals within reach. We'll help you understand your equity and how you can use it.
For details about home equity rates and other information, view important disclosures.
Terms, conditions and fees for accounts, programs, products and services are subject to change.
For Home Equity Lines of Credit with an interest-only draw period: Your monthly minimum payments during the draw period can be as low as "interest-only". If you choose to pay only the amount of interest due, then at the end of the interest-only period you will still owe the original amount you borrowed and your monthly payments will increase because you must pay back the principal as well as interest. Your payment could increase even more if your variable rate increases. Home Equity Lines of Credit with an interest-only draw period are also available in combination with a Citi mortgage. Please speak to a personal banker for more details.