Jumbo Loans
Jumbo loans let you borrow more money if you're looking at homes in higher-priced real estate markets. Since the loan amounts are larger, they usually have more qualification requirements.
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- Allows home buyers to get a larger loan without tapping into savings
- Offers higher loan amounts with higher loan-to-value (LTV) ratios compared to other loans
- Offers fixed and adjustable rate mortgage options
- May have cash reserve or deposit requirements
- May require a higher credit score than other loan types
- Debt-to-income (DTI) ratio requirements may differ compared to other loan types