Your Dream Home Begins With a Mortgage From Citi

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New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.

Today's Rates

Based on a mortgage in Los Angeles, California.

Refinance rates

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Buying mortgage rates

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Refinance rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

Buying mortgage rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

See all mortgage calculators

From pre-approval through closing, our experienced mortgage representatives will guide you throughout the home buying process.

Floor Plans. Rate Plans. Your Plan. Citi can help.

Rent or Buy Video

Rent or Buy?

Buying a home means more than just a mortgage payment. Let Citi take you through the process, starting with the very first step — figuring out how much you can afford.

Time to Upsize Video

Time to Upsize?

We could all use some extra space and more room to grow. Exploring mortgage options can help you find a home that fits your life and future plans.

Upgrade or Move Video

Upgrade or Move?

Whether you're upgrading your current home or considering a move, understanding home equity can help guide your decision.

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

Start your mortgage application

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1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET and Sat: 9:00 AM to 7:00 PM ET

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If you need assistance from a Citi representative, contact us via chat or phone