Your Dream Home Begins With a Mortgage From Citi

Start your mortgage application

Buy a Home Refinance your home

Or give us a call

1-800-248-4638

See what customers are saying about CitiMortgage in the most recent J.D. Power Mortgage Origination Satisfaction Study!

Refinance rates

Rates effective as of 3/9/2016 5:32 PM ET.

Buying mortgage rates

Rates effective as of 3/9/2016 5:32 PM ET.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

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From pre-approval through closing, our experienced mortgage representatives will guide you throughout the home buying process.

Floor Plans. Rate Plans. Your Plan. Citi can help.

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Rent or Buy?

New to home buying? There's a lot to consider. Why not start by seeing what you can afford?

Affordability Calculator
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Time to Upsize?

If you're looking to upsize, exploring mortgage options can help you find a home to fit your lifestyle.

Citi Mortgage Selector
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Upgrade or Move?

Whether you're upgrading or moving, understanding home equity can help guide your decision.

Home Equity Loan Calculator

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

Start your mortgage application

Apply by phone

1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET
and Sat: 9:00 AM to 7:00 PM ET

Have our home-buying team call you
Have our refinance team call you

Need mortgage help?

1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET
and Sat: 9:00 AM to 7:00 PM ET