Your Dream Home Begins With a Mortgage From Citi

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New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.

Refinance rates

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Buying mortgage rates

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Refinance rates

Rates effective as of 3/9/2016 5:32 PM ET.

Buying mortgage rates

Rates effective as of 3/9/2016 5:32 PM ET.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

See all mortgage calculators

From pre-approval through closing, our experienced mortgage representatives will guide you throughout the home buying process.

Crunch the numbers. Make a Plan. Citi can help.

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Rent or Buy?

Buying a home means more than just a mortgage payment. Let Citi take you through the process, starting with the very first step-figuring out how much you can afford.

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Time to Upsize?

We could all use some extra space and more room to grow. Exploring mortgage options can help you find a home that fits your life and future plans.

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Upgrade or Move?

Whether you're upgrading your current home or considering a move, understanding home equity can help guide your decision.

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

Start your mortgage application

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Share Your Screen With A Phone Representative

During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

If you need assistance from a Citi representative, contact us via chat or phone