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Today's Rates

Based on a mortgage in Los Angeles, California.

Refinance rates

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Refinance rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

Buying mortgage rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

Citi customer rating

4.84

out of 5 stars

See what our customers are saying

Very helpful every step of the way

Frank helped make the process of purchasing our first home a smooth and seamless process. He was there to guide and work with us every step of the way to secure our mortgage. I would highly recommend Frank to any first time home buyer, you will be in good hands.

- sciretwins from N.J., worked with Frank Micali 12/03/18

New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

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From pre-approval through closing, our experienced mortgage representatives will guide you throughout the home buying process.

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

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