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Today's Rates

Based on a mortgage in Los Angeles, California.

Refinance rates

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Buying mortgage rates

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Refinance rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

Buying mortgage rates

Rates effective as of 3/9/2016 5:32 PM ET. Compare more rates.

New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

See all mortgage calculators

From pre-approval through closing, our experienced mortgage representatives will guide you throughout the home buying process.

Floor Plans. Rate Plans. Your Plan. Citi can help.

Rent or Buy Video

Rent or Buy?

New to home buying? There's a lot to consider. Why not start by seeing what you can afford?

Time to Upsize Video

Time to Upsize?

If you're looking to upsize, exploring mortgage options can help you find a home to fit your lifestyle.

Upgrade or Move Video

Upgrade or Move?

Whether you're upgrading or moving, understanding home equity can help guide your decision.

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

Start your mortgage application

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