FIRST-TIME HOME BUYER'S GUIDE
Buying a home can feel overwhelming, especially if you're a first-time home buyer. This guide highlights the steps involved so that you'll know what to expect on the path to your new home.Request a Call
Before you start house hunting, take a good look at your financial situation. Knowing what you can afford will better prepare you for your home search and mortgage application.Use our calculators to crunch the numbers
When looking at your available mortgage options, there are some key things you'll want to consider: the loan type, the rate type and the loan term. Pay attention to the requirements for different loan types, compare the pros and cons of fixed or adjustable rates and think about how the length of your loan term will affect your monthly mortgage payments.Learn more about your mortgage options
When it's time to go house hunting, getting pre-approved first can have major advantages. Armed with a SureStart® Pre-approval, you'll have a better idea of your price range and more negotiating power. Also, since you would have already spoken to a lender, real estate agents and sellers will see you as a serious and qualified buyer.Learn more about SureStart® Pre-approval
Once your offer has been accepted, you'll go through the rest of the mortgage process. When you receive your loan estimate, make sure you review the details carefully and ask questions if there's anything you don't understand.
This is the day you'll review and sign all your mortgage documents. Once you've paid your specific closing costs and signed on the dotted line, you'll get the keys to your new home! Congratulations!