If you plan to refinance with little or no down payment, or even if your home has gone down in value, you could qualify for other home refinance options.
Loan amounts that stay within the limits set by the Government-Sponsored Enterprises (GSE) Fannie Mae or Freddie Mac are called conforming loans. Jumbo loan amounts are larger than those limits.
These are the general conforming loan amounts, but may be adjusted higher depending on the property location.
If you have any questions regarding a jumbo loan, or want to know if you qualify, call 1-800-248-4638 to speak with one of our mortgage representatives.
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). This government-backed program offers fewer down payment and credit score restrictions than conventional mortgages. FHA loans are available as both fixed rate and adjustable rate mortgages.
Interested in or have questions about FHA loans? Call 1-800-248-4638 to speak with a Citi mortgage representative.
If you're a current or former member of the U.S. Armed Forces or a surviving spouse of a servicemember, you could qualify for a mortgage guaranteed by the Department of Veterans Affairs, or Veterans Affairs (VA) loan.
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