Buying a Home

No matter what your homeownership goals are, our expert guidance and online tools are here to support you every step of the way.

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Today's Buying Rates

Based on a mortgage in Los Angeles, California.

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Rates effective as of 3/9/2016 5:32 PM. Compare more rates.

New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.

Budget with our mortgage calculators

Our calculators help you explore your options and determine how much you can afford.

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Rent or Buy?

Buying a home means more than just a mortgage payment. Let Citi take you through the process, starting with the very first step — figuring out how much you can afford.

Affordability calculator

What you need to know when buying a home

  • What affects your mortgage rate?

    Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.

  • Costs of getting a home mortgage

    The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.

  • How mortgage payments work

    Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.

Start your mortgage application

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