We'll guide you through the mortgage application process to get you into your new home.
Getting pre-approved tells realtors and sellers that you're serious about buying.
Crunch the numbers to see what your monthly payment could look like or how much you may be able to borrow.
New and existing Citi customers may qualify for lower interest rates or discounted closing costs on a mortgage.Learn about Citi Mortgage Relationship Pricing
Get a $500 credit toward your closing costs when you apply for a Citi mortgage.*Get started
We don't think applying for a mortgage should be a frustrating experience. Our breakdown of the mortgage application process will help you prepare for each and every step.
We'll walk you through the different parts of your monthly mortgage payment and help you understand each one.
Plan ahead by getting an overview of the different kinds of costs and fees you'll have to pay at closing.
Find out how amortization works, and see the impact of your monthly mortgage payments over the life of your loan.
Use our home affordability calculator to get a sense of home prices you can afford.
Use our home loan amount calculator to help figure out how much you should borrow based on what you can afford to pay each month.
Find out how much you can save over the life of your loan by making extra payments.
Get a sense of what your monthly mortgage payments could look like.
From applying to qualifying, see what's different about condo and co-op mortgages.
Take a look at the pros and cons of fixed and adjustable rate mortgages (ARMs), so you can choose which mortgage is better for you.
Find out why lenders look at your credit scores and the steps you can take to improve them.
Mortgage points are fees you pay at closing to lower your interest rate. Learn how they work to see if they make sense for you.
These loans are a popular option for home buyers with good credit and a larger down payment.
These affordable mortgages are for U.S. servicemembers, veterans and surviving military spouses. They're guaranteed by the Department of Veterans Affairs.
These government-backed loans are good for first-time home buyers. The requirements to qualify tend to be more flexible.
These loans are commonly used for more expensive homes and properties in higher-priced real estate markets.
By understanding what affects your mortgage rate, you can improve your chances of qualifying for the best rate possible.
We'll help you calculate your down payment and show you tips on how to save toward that amount.
We'll help you weigh the benefits of renting and buying to see which is the right choice for you.