Preparing to buy a home

There's a lot to consider before you apply for a mortgage-from evaluating your savings to deciding what you can afford every month.

Costs of getting a home mortgage

The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments.

How do mortgage payments work?

Once you know the costs that go into a monthly payment and how they're calculated, you can set a more comfortable budget.

The mortgage application process

Once you've found the home you want and know how much you can borrow, you're ready to apply for a home loan.

Fixed Rate vs Adjustable Rate Mortgage

Each type of refinance comes with several advantages and important considerations. Learn about them and choose the right refinancing rate for you.

Thinking of refinancing?

Refinancing can make your monthly payments lower and more stable, but there are potential costs worth considering.

See what refinancing involves

Additional options for refinancing your mortgage

See if Jumbo, FHA (Federal Housing Administration) or VA (Veteran's Affairs) loans may apply to you.

The refinance mortgage application process

From completing an application to getting approved and closing, getting a refinance mortgage isn't very different from the mortgage process you went through when you bought your home.

Learn about the refinance mortgage application process