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One of our representatives is just a phone call away from giving you the advice and answers you need.

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In the meantime, explore some of our handy tips and tools

Check out today's rates How to use your home equity

Compare our most current posted rates for various purchase options. Compare our most current posted rates for various refinancing options. Whether you're using it for a major purchase or to pay off debt, understanding your home's equity is the first step to using it effectively.

Learn More View Purchase Rates View Refinance Rates

Budget with our mortgage calculators Apply for a home equity line or loan

Get a sense of what you can afford and see what your monthly payments might look like. Not sure what the steps are to applying for a home equity line or loan?

Go to Calculators See the Steps

Prepare your home-
buying plan

There's a lot to consider before you apply for a mortgage. We'll help you start planning by answering your questions.

Learn More

Explore how refinancing works

There are several key factors to consider when deciding whether refinancing makes sense for you. We'll walk you through everything you need to know.

Learn More

Home equity loan calculators

Figure out how much you can borrow based on your home equity, or get a sense of what your monthly payments would look like.

Go to Calculators

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By submitting this information, I consent and agree to be contacted by Citibank, N.A. regarding my loan inquiry at the telephone number or email address provided. I understand that this is not a mortgage loan application, and that if I wish to apply for a mortgage loan, I will need to apply directly with Citibank, N.A.

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One of our experienced mortgage representatives will contact you shortly.

For ease of reference during your call, your Reference ID number is .

In the meantime find out what documents you may need to apply.

View documents checklist

Reach your homeownership goals with Citi

Buying a home can be an overwhelming and confusing process. Here's some information to help make it smoother.

Preparing to buy a home

There's a lot to consider before you apply for a mortgage — from evaluating your savings to deciding what you can afford every month.

Learn about down payments and mortgage pre-approvals

The mortgage application process

Once you've found the home you want and know how much you can borrow, you're ready to apply for a home loan.

Learn about the mortgage application process

Thank You

One of our experienced mortgage representatives will contact you shortly.

For ease of reference during your call, your Reference ID number is .

In the meantime, find out what documents you'll need to apply.

View documents checklist

Reach your homeownership goals with Citi

There's a lot to consider when deciding to refinance your home mortgage. Here's some information to help you along the way.

Refinancing rates and options

Each type of refinance comes with several advantages and important considerations. Learn about them and choose the right refinancing rate for you.

Compare refinance options

The refinance mortgage application process

From completing an application to getting approved and closing, getting a refinance mortgage isn't very different from the mortgage process you went through when you bought your home.

Learn about the refinance mortgage application process

Thank You

Your request has been submitted. One of our experienced mortgage representatives will contact you shortly. If it's currently outside of business hours, we'll be in touch within the next business day.

Something Went Wrong

Please try again later or call 1-800-248-4638 for further assistance.
We're available Mon-Fri: 8:00 AM to 10:00 PM ET and Sat: 9:00 AM to 7:00 PM ET.

While you're waiting for your call, here's some information we put together that you may find useful:

Here's a list of documents you'll need when you're ready to apply.
View documents checklist

Get a better sense of how different rates can affect your mortgage and loan options.
Calculators

Reach your homeownership goals with Citi

Buying a home can be an overwhelming and confusing process. Here's some information to help make it smoother.

Preparing to buy a home

There's a lot to consider before you apply for a mortgage-from evaluating your savings to deciding what you can afford every month.

Learn about down payments and mortgage pre-approvals

Costs of getting a home mortgage

The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments.

Learn about and prepare for these other fees

How do mortgage payments work?

Once you know the costs that go into a monthly payment and how they're calculated, you can set a more comfortable budget.

Learn about the ins and outs of mortgage payments

The mortgage application process

Once you've found the home you want and know how much you can borrow, you're ready to apply for a home loan.

Learn about the mortgage application process

Here's a list of documents you'll need when you're ready to apply.
View documents checklist

Get a better sense of how different rates can affect your mortgage and loan options.
Calculators

Reach your homeownership goals with Citi

There's a lot to consider when deciding to refinance your home mortgage. Here's some information to help you along the way.

Fixed Rate vs Adjustable Rate Mortgage

Each type of refinance comes with several advantages and important considerations. Learn about them and choose the right refinancing rate for you.

Compare refinance options

Thinking of refinancing?

Refinancing can make your monthly payments lower and more stable, but there are potential costs worth considering.

See what refinancing involves

Additional options for refinancing your mortgage

See if Jumbo, FHA (Federal Housing Administration) or VA (Veteran's Affairs) loans may apply to you.

Compare additional refinancing options

The refinance mortgage application process

From completing an application to getting approved and closing, getting a refinance mortgage isn't very different from the mortgage process you went through when you bought your home.

Thank You

Something Went Wrong

Something Went Wrong

Let's Get Started

Ask us about anything

In the meantime, explore some of our handy tips and tools

Check out today's rates How to use your home equity

Budget with our mortgage calculators Apply for a home equity line or loan

Prepare your home-buying plan

Explore how refinancing works

Home equity loan calculators

Thank You

Preparing to buy a home

The mortgage application process

Thank You

Refinancing rates and options

The refinance mortgage application process

Thank You

Something Went Wrong

Preparing to buy a home

Costs of getting a home mortgage

How do mortgage payments work?

The mortgage application process

Fixed Rate vs Adjustable Rate Mortgage

Thinking of refinancing?

Additional options for refinancing your mortgage

The refinance mortgage application process

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Give us a call 1-800-248-4638 TTY: TTY 711

Contact us

Give us a call 1-877-362-9100 TTY: TTY 1-800-788-0002

Contact us

Give us a call 1-800-248-4638 TTY: TTY 711

Contact us

Give us a call 1-877-362-9100 TTY: TTY 1-800-788-0002

Contact us

Need mortgage help? 1-800-248-4638 TTY: TTY 711

Need home equity help? 1-877-362-9100 TTY: TTY 1-800-788-0002

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