A CD Ladder is a strategy for customers to obtain higher interest rates by staggering CDs into multiple terms while maintaining more frequent access to their money. 1 There is a $500 minimum deposit required
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1. Calculator assumes that as each CD in the ladder matures, it is renewed for the term, interest rate, and Annual Percentage Yield (APY) associated with the longest term CD in the laddered portfolio. Calculator assumes each CD has fixed rate that does not change during the term of the CD and interest is not withdrawn before maturity. You earn the APY in effect on the day your CD is opened. Rates are subject to change at any time without notice before account opening. Penalties apply for early withdrawal. A withdrawal will reduce amounts earned.
Results are intended for illustrative purposes only. This calculator is not intended to offer any tax, legal, or financial advice and does not guarantee your eligibility for any specific product(s).
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