No Opening Deposit
While there is a monthly service fee of $10, if combined average monthly balance requirements are not met or if qualifying activities are not completed, the Minimum Opening Deposit required is $0.
Avoid Monthly Service Fees
1. Have one qualifying direct depositFootnote 4 credited to your checkless checking account or to your Citibank Savings Plus Account or Citi® Savings Account during the statement period and pay no monthly service fee.OR
2. Have one qualifying bill paymentFootnote 5 posted to your checkless checking account during the statement period and pay no monthly service feeOR
3. Maintain $1,500 or more in prior calendar month combined average balances in either your checkless checking account or with a linked Savings Plus account
You can make payments to third parties by calling CitiPhone® Banking or by using Citibank Online or Citi Mobile®. When you pay your bills through our bill payment service your payment is transferred electronically or by an official check.
You may have funds, such as your pay, your pension, or your social security payments sent to your checking, savings and money market accounts by Direct Deposit.
Citibank® Banking Card
Your Citibank® Debit Card (banking card) lets you access your accounts online, by phone and at ATMs. Plus, you can use it to conveniently make purchases at thousands of merchants around the globe.
Please visit the "Extra Features" tab to learn more about the other rewards and benefits that come with your checking account.
Additional Checking Benefits:
Anytime, Anywhere Access
Citibank Branches and ATMs
Enjoy access to 1,000 branches in the US. and over 2,000 in 40 countries, including 1,350 Banamex branches in Mexico. Plus, enjoy fee–free access at over 34,000 ATMs in the US. Get more information for Citibank Branches and ATMs.
You can bank anytime, anywhere, at Citibank.com. Get more information for Online Banking
Check balances, pay bills, and transfer funds on virtually any device –including iPhone®, BlackBerry® and Android™ devices. Get more information for Citi Mobile®
Citi® Text Banking
For quick updates on your Citibank account, just send a short command to MYCITI (692484) to check your account balance and view available credit lines. Get more information for Citi® Text Banking
Dedicated Account Protection
Citi® Identity Theft Solutions
Our team of Identity Theft Solution Specialists can help you reclaim your identity if you're ever the victim of identity theft. Get more information for Citi® Identity Theft Solutions
You'll save paper and time, and reduce the chances of your bank statement getting lost or stolen in the mail. Get more information for Paperless Statements
Balance and Bill Payment AlertsFootnote 6
Alerts for low balances and upcoming Bill Payments.Get more information for Balance and Bill Payment Alerts
Citi® Private Pass®Footnote 7
Citi Private Pass is a web–based entertainment access program for Citibank® Debit Card customers, offering access to some of the best entertainment events and experiences. Citibank® Debit Card customers can purchase presale tickets, preferred tickets, and VIP packages to concerts and shows, as well as access to a wide variety of experiences in categories such as dining, golf, nightclubs, shopping and family entertainment. Get more information for Relationship Rewards
To upgrade your ATM Card, contact customer service at the number on the back of your card.