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Online Wire Transfer Services.
Online wire transfers are a convenient way to send money from your Citibank checking, savings or money marketFootnote 1 account to non-Citi accounts in the US. and internationally.
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Right for you if:
- You want to transfer money to an account in a financial institution in the US.
- You want to transfer money to an account at another bank in another country
What You Get
This service lets you send money from your Citibank checking or SavingsFootnote 1account to accounts at other financial institutions in the US and internationally.
How It Works
- To enroll, you must review and accept the Online Funds Transfer Agreement.
- To send a wire transfer, simply have the recipient's account and destination bank informationFootnote 2 available.
- Wires are generally sent the same business day if processed before 6:00 PM ET for international transfers and 6:45 PM ET for domestic transfers.
- Wire transfers can be a one-time event or you can set up domestic recurring wires in advance. You can also save and reuse wire information and see all past and future wires.
How To Receive A Wire:
Provide the sender with your account number and routing number. For incoming international wires, you will also need to provide a SWIFT code. Citi's SWIFT code CITIUS33 and Intermediary Bank code 0210-0008-9 should be used for international wires.
To find your account number and wire transfer routing number, Log in to Citibank Online, select your desired account and view details in the Account Information box.
Protect Your Accounts from Rising Scams and Fraud
The incidents of wire transfer scams have increased significantly. Don't make yourself an easy target.
- Be on the lookout for scammers who try to impersonate Citi employees.
- Be suspicious of false urgency.
- Be wary of requests to transfer money to yourself.
- Don't share personal information with someone you don't know.
- Watch out for fake Citi SMS texts.
- Use only Citi-owned contact methods.
Keep your accounts safe with the latest fraud prevention tips and tricks. Learn More from the Security Center.
OnlineFootnote 3 Wire Transfer Fees & Limits
StandardFootnote 6 | Citi Priority | Citigold | Citigold Private Client | |
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Wire Limits - OnlineFootnote 3 - Domestic / International (U.S. Dollars) | Up to $50,000 per account per Business Day | No limit | No limit | No limit |
Wire Limits - OnlineFootnote 3 - International (Foreign Currency) Footnote 5 | Up to $50,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction | Up to $500,000 (U.S. Dollar equivalent) per transaction |
Incoming Wire Fee - Domestic / International | $15 | Waived | Waived | Waived |
Outgoing Wire Fee - OnlineFootnote 3 - Domestic | $25.00 | $17.50 | Waived | Waived |
Outgoing Wire Fee - OnlineFootnote 3 - International (U.S. Dollars) | $35.00 | $25.00 | Waived | Waived |
Outgoing Wire Fee - OnlineFootnote 3 - International (Foreign Currency)Footnote 4 | Waived | Waived | Waived | Waived |
OnlineFootnote 3 Limits & Fees for clients in other Packages
Domestic | InternationalFootnote 3 | Outgoing Limits | Incoming Wire Fee | |
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Citi Private Bank - Citibank account package | Waived | Waived | $50,000 per day | Waived |
Citi Private Bank - Citigold account package | Waived | Waived | $200,000 per day | Waived |
Citigold Private Client International Account | Waived | Waived | No limit for transfers made in US DollarsFootnote 4 | Waived |
Citigold International Account | Waived | Waived | No limit for transfers made in US DollarsFootnote 4 | Waived |
Citi International Personal Account | $18.75 | $30 for USD / Waived for Foreign Currency | $250,000 per day | Waived |
Citi Global Executive Account | $18.75 | $30 for USD / Waived for Foreign Currency | $250,000 per day | Waived |
Citi Global Executive Preferred Account | Waived | Waived | No limit for transfers made in US DollarsFootnote 4 | Waived |