Scammers may target you during specific times of the year when they think you'll be more vulnerable to their fraudulent tactics. Here are some tips to help protect you this season.
Be wary of sending money or gifts to new friends you haven't met in person.
If you recently met someone through a social network or dating app, keep your communication within the app. If they ask you to send money or gifts, it may be a scam. Take a step back and talk to a trusted friend or family member.
Verify the identity of anyone requesting a payment.
If someone comes to your door or contacts you online seeking payment, ask to see their credentials. Feel free to call the company they claim to represent to verify their identity. Legitimate companies won't demand immediate payments by payment app, wire transfer, gift cards or in the form of precious metals, nor will they send a courier to pick up your debit card. Trust your instincts. When in doubt, call the company at a trusted number.
Contact the IRS directly regarding tax communications before providing any information.
Send suspicious communications to the IRS at phishing@irs.gov, or call them at the number listed on their website, irs.gov. The IRS won't make first contact with you by text, email or social media regarding your taxes. Always do your research on your tax preparation software and use only trusted providers.