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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Your homeownership journey begins here.

    Buying a house

    From pre-approval to closing, our expert guidance and online tools are here to support you every step of the way.

    Refinance your home

    Take advantage of our mortgage options to lower your payment, help pay off your loan faster or free up funds for home improvements.

    Use your home equity

    The equity in your home can provide you with cash for major purchases or help you consolidate debt.

    Mortgage and home equity calculators and tools

    Find out how much you can borrow, calculate your monthly payment, estimate how much your home is worth and more.

    View all calculators and tools

    Homeowner support

    If you're having difficulty making payments, we're here to provide advice and help find a solution that works for you.

    Homeowner support

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

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    If you need assistance from a Citi representative, contact us via chat or phone