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    Protection Services

    Be protected by the pros.

    Keeping your money and privacy safe is your top concern — and our top priority. Citibank offers a variety of services to help protect your accounts.

    Call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more

    Service

    How to Get It

    What It Costs

    Citi® Identity Theft Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

    Hide Products That Apply to identity theft solutions. Show Products That Apply to identity theft solutions.
    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use Citi® Identity Theft Solutions, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

    Free

    Online & Mobile Fraud
    Protection

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

    Hide Products That Apply to online and mobile fraud protection. Show Products That Apply to online and mobile fraud protection.
    • Just open any Citibank deposit account and this coverage is automatically yours

    Free

    Overdraft Protection —
    Checking Plus® (variable rate)

    Apply for the overdraft protection you need to make bounced checks a thing of the past. If approved, you can have a revolving line of credit to use whenever you need cash.Footnote 1

    Hide Products That Apply to variable rate overdraft protection. Show Products That Apply to variable rate overdraft protection.
    • First, open any Citibank checking account
    • Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, (TTY) 1-800-788-0002

    $10 Overdraft Protection Transfer Fee each day we cover an overdraftFootnote 2,Footnote 3

    Overdraft Protection —
    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your linked savings or money market account in the event your checking account is ever overdrawnFootnote 2.

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    $10 Overdraft Protection Transfer Fee each day we cover an overdraftFootnote 2

    Account Alerts

    Just because you're out, doesn't mean you have to be out-of-touch with your accounts.

    Get free4 updates about your bank and credit card accounts by text or email.

    Hide Products That Apply to account alerts. Show Products That Apply to account alerts.

    Free

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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