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    • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Protection Services

    Be protected by the pros.

    Keeping your money and privacy safe is your top concern — and our top priority. Citibank offers a variety of services to help protect your accounts.

    Apply Online
    Call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more

    Service

    How to Get It

    What It Costs
    Citi® Identity Theft Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

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    Checking Accounts
    Savings Accounts
    Credit Cards
    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use Citi® Identity Theft Solutions, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

    Free
    Online & Mobile Fraud
    Protection

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

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    Checking Accounts
    Savings Accounts
    • Just open any Citibank deposit account and this coverage is automatically yours

    Free
    Overdraft Protection —
    Checking Plus® (variable rate)

    Apply for the overdraft protection you need to make bounced checks a thing of the past. If approved, you can have a revolving line of credit to use whenever you need cash.Footnote 1

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    Checking Accounts
    • First, open any Citibank checking account
    • Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, (TTY) 1-800-788-0002

    $10 Overdraft Protection Transfer Fee each day we cover an overdraftFootnote 2,Footnote 3
    Overdraft Protection —
    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your linked savings or money market account in the event your checking account is ever overdrawnFootnote 2.

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    Checking Accounts
    Savings Accounts

    $10 Overdraft Protection Transfer Fee each day we cover an overdraftFootnote 2
    Account Alerts

    Just because you're out, doesn't mean you have to be out-of-touch with your accounts.

    Get free4 updates about your bank and credit card accounts by text or email.

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    Checking Accounts
    Savings Accounts
    Credit Cards

    Free

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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