Rates
Below you'll find the current annual percentage rates (APR) for personal lines & loans.
Get current rates for home equity lines and loans.
Personal Lines & Loans
| Product | Annual Percentage Rate (APR) | Learn More |
|---|---|---|
| Personal LoanFootnote 1 (assumes $10,000 loan) | 7.99% APR-to17.99% APR | Learn More |
| Custom Credit LineFootnote 2 | 9.24% variable APR-to21.24% variable APR | Learn More |
| Checking Plus (Variable Rate)Footnote 3 | 19.25% variable APR | Learn More |
- Rates as of 07/22/2017. To qualify for the lowest rate quoted above, customers must use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment, have excellent credit, be approved for and take a $10,000 loan with a 36-month or shorter loan term, and meet relationship balance requirements. Higher rates may apply to loans of less than $10,000 or loan terms longer than 36 months. Lower rates are available for customers with $200,000 or more in relationship balances. Your rate will depend on your approved loan amount, loan term, your credit history, and eligible Citibank deposit relationship balances. If you are in default your APR may increase by 2.00%. If you borrow $10,000 for 36 months at 11.99% APR, to repay your loan you will have to make 36 monthly payments of approximately $332.10. No down payment is required.
to footnote refence 1 - Rates as of 07/22/2017. Your APR may be as low as 9.24% variable APR or as high as 21.24% variable APR (may vary by state). To qualify for the lowest rate, customers must use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment, meet eligible Citi relationship balance requirements, and have a good credit history. Lower rates are available for Citigold and Citi Priority customers and customers with $200,000 or more in eligible relationship balances. If you are in default, your Annual Percentage Rate may increase by 2.00%. Annual Fee of $50 waived for Citigold and Citi Priority customers and anyone who takes a loan or makes a payment on their account once during the year.
to footnote refence 2 - Rates as of 07/22/2017. Current variable Annual Percentage Rate (APR): 19.25%; 16.25% variable APR with the Citigold Account Package and the Citi Priority Account Package. If you are in default, your variable APR may increase by 2.00%.
to footnote refence 3
