Rates
Below you'll find the current annual percentage rates (APR) for personal lines & loans.
Get current rates for home equity lines and loans.
Personal Lines & Loans
| Product | Annual Percentage Rate (APR) | Learn More |
|---|---|---|
| Personal LoanFootnote 1 (assumes $10,000 loan) | 7.99% APR-to17.99% APR | Learn More |
| Custom Credit LineFootnote 2 | 9.74% variable APR-to21.74% variable APR | Learn More |
| Checking Plus® (variable rate) line of creditFootnote 3 | 19.75% variable APR | Learn More |
- Rate as of 04/23/2018. Lowest rate quoted above assumes the use of Citibank Auto Deduct (established at loan closing with a monthly debit from a Citibank deposit account) for repayment, excellent credit, a loan of at least $10,000, a loan term of 36 months or shorter, and adequate relationship balances. Otherwise a higher rate will apply. If you are in default your APR may increase by 2.00%. If you borrow $10,000 for 36 months at 11.99% APR, to repay your loan you will have to make 36 monthly payments of approximately $322.10. No down payment is required. Rates subject to change without notice.
to footnote refence 1 - Rates as of 04/23/2018. Your APR may be as low as 9.74% variable APR or as high as 21.74% variable APR (may vary by state). To qualify for the lowest rate, customers must use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment, meet eligible Citi relationship balance requirements, and have a good credit history. Lower rates are available for Citigold and Citi Priority customers and customers with $200,000 or more in eligible relationship balances. If you are in default, your Annual Percentage Rate may increase by 2.00%. Annual Fee of $50 waived for Citigold and Citi Priority customers and anyone who takes a loan or makes a payment on their account once during the year.
to footnote refence 2 - Rates as of 04/23/2018. Current variable Annual Percentage Rate (APR): 19.75%; 16.75% variable APR with the Citigold Account Package and the Citi Priority Account Package. If you are in default, your variable APR may increase by 2.00%.
to footnote refence 3
