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    Compare personal lines and loans from Citi.

    Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs. If you are a homeowner and need cash or want to consolidate debt, we also offer home equity lines and loans to qualified borrowers.

    Checking Plus® (variable rate) line of credit

    Right for you if:

    • You want the safety of overdraft protection
    • You never want to bounce another checkFootnote 1
    • You could use a revolving line of credit

    If you're interested in overdraft protection, Checking Plus is just right for you. Lines available up to $10,000.

    See Account Agreements and Disclosures for Checking Plus (variable rate) and Secured Ready Credit.



    Get Details about variable rate Checking Plus

    Custom Credit Line


    Right for you if:

    • You need to balance the ups and downs in your cash flow
    • You'd like to finance an important family event and borrow with no cash advance feeFootnote 2
    • You have ongoing planned borrowing needs

    This revolving personal line of creditFootnote 2 can help you meet your borrowing needs or help manage your cash flow.



    Get Details on a custom credit line

    Personal Loan


    Right for you if:

    • You have a one-time borrowing need
    • You'd like to borrow up to $50,000
    • You like the security of fixed monthly payments

    This unsecured personal loan offers fixed rates from 7.99 % to 17.99 % APR (assumes $10,000 loan).Footnote 3

    Get Details on a personal loan

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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