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    Compare personal lines and loans from Citi.

    Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs. If you are a homeowner and need cash or want to consolidate debt, we also offer home equity lines and loans to qualified borrowers.

    Checking Plus® (variable rate) line of credit

    Right for you if:

    • You want the safety of overdraft protection
    • You never want to bounce another checkFootnote 1
    • You could use a revolving line of credit

    If you're interested in overdraft protection, Checking Plus is just right for you. Lines available up to $10,000.

    See Account Agreements and Disclosures for Checking Plus (variable rate) and Secured Ready Credit.



    Get Details about variable rate Checking Plus

    Custom Credit Line


    Right for you if:

    • You need to balance the ups and downs in your cash flow
    • You'd like to finance an important family event and borrow with no cash advance feeFootnote 2
    • You have ongoing planned borrowing needs

    This revolving personal line of creditFootnote 2 can help you meet your borrowing needs or help manage your cash flow.



    Get Details on a custom credit line

    Personal Loan


    Right for you if:

    • You have a one-time borrowing need
    • You'd like to borrow up to $50,000
    • You like the security of fixed monthly payments

    This unsecured personal loan offers fixed rates from 7.99 % to 17.99 % APR (assumes $10,000 loan).Footnote 3

    Get Details on a personal loan

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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