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Sometimes we all could use a little extra credit. Citibank offers personal lines and loans to meet a variety of needs. If you are a homeowner and need cash or want to consolidate debt, we also offer home equity lines and loans to qualified borrowers.
Checking Plus® (variable rate)
Right for you if:
- You want the safety of overdraft protection
- You never want to bounce another checkFootnote 1
- You could use a revolving line of credit
If you're interested in overdraft protection, Checking Plus is just right for you. Lines available up to $10,000.
See Account Agreements and Disclosures for Checking Plus (variable rate) and Secured Ready Credit.
Custom Credit Line
Right for you if:
- You need to balance the ups and downs in your cash flow
- You'd like to finance an important family event and borrow with no cash advance feeFootnote 2
- You have ongoing planned borrowing needs
This revolving personal line of creditFootnote 2 can help you meet your borrowing needs or help manage your cash flow.
Personal Loan
Right for you if:
- You have a one-time borrowing need
- You'd like to borrow up to $50,000
- You like the security of fixed monthly payments
This unsecured personal loan offers fixed rates from 8.99 % to 16.49 % APR (assumes $10,000 loan).Footnote 3
Rates for applications taken in branches in //// or taken on the phone or online for customers who reside in //// may be 0.25% lower.
