Compare Banking Packages
A personal checking account is just that… personal. Citi gives you multiple options so you can find an account package that's a good fit for your finances.
Back to All Checking ProductsCitigold | Citi Priority | Citibank Account | Basic Banking | Access Account |
---|---|---|---|---|
Our top-tier package offers a team dedicated to meeting your needs, travel advantages, fee waivers and more. Get Details on Citigold |
A full service package with on-demand financial guidance, digital tools and pricing benefits. |
This full-service package links the average monthly balances of your eligible accounts to help avoid fees. Get Details on the Citibank package |
Ideal for keeping banking simple. Offers three clear options for avoiding monthly service fees. Get Details on the Basic Banking package |
A checkless account with digital access and no overdraft fees. Three options for avoiding monthly service fees. Get Details on the Access package |
Minimum Opening Deposit | ||||
$0 |
$0 |
$0 |
$0 |
$0 |
Plain Talk About your Products | ||||
Citigold | Citi Priority | The Citibank Account | Basic Banking | Access Account | |
---|---|---|---|---|---|
Fee free use of thousands of ATMs in the U.S.Footnote 5 | |||||
Yes | Yes | Yes | Yes | Yes | |
No monthly service fee charged for completing qualifying banking activitiesFootnote 4, Footnote 6 each month, or maintaining a specific balance | |||||
No | No | No | Yes | Yes | |
Avoid monthly service fees by linking combined average monthly balances to your eligible accounts including deposits, retirement accounts, and investments Footnote 2, Footnote 7 | |||||
Eligibility determined by combined average monthly balance. |
Yes | Yes | No | No | |
Citibank Fee for use of non-Citibank ATM | |||||
Waived |
Waived |
Waived if combined average balance in eligible linked accounts are met |
Charged |
Charged |
|
Standard checkbook order | |||||
Waived |
Waived |
First Order Waived |
Charged |
No Check Writing |
- This Communication is prepared by Citi Private Bank (CPB), a business of Citigroup,
Citi
). Not all products and services are provided by all affiliates or are available at all locations. CPB personnel are not research analysts, and the information in this Communication is not intended to constituteresearch,
as that term is defined by applicable regulations. to footnote reference 1
, which provides its clients access to a broad array of products and services available throughout Citigroup, its bank and non-bank affiliates worldwide (collectively,
Citigold | Citi Priority | The Citibank Account | Basic Banking | Access Account |
---|---|---|---|---|
Opportunity to earn the highest level of ThankYou® Points offered for a checking relationship10 | ||||
Yes | Yes | No | No | No |
Citigold | Citi Priority | Citibank Account | Basic Checking | Access Account | |
---|---|---|---|---|---|
24/7 Account access online | |||||
Yes | Yes | Yes | Yes | Yes | |
Ability to use Debit Card for online/phone access | |||||
Yes | Yes | Yes | Yes | Yes | |
Citi Mobile® | |||||
Yes | Yes | Yes | Yes | Yes | |
Unlimited Check Writing | |||||
Yes | Yes | Yes | Yes | No Check Writing |
|
Waiver of select Citi Personal Wealth Management fees when linked to a Citigold Account Package or a Citi Priority Account Package | |||||
Yes | Yes | No | No | No | |
Option for Checking that Pays Interest | |||||
Yes | Yes | Yes | No | No | |
Access to dedicated Citigold and Citi Priority Service Representatives | |||||
Yes | Yes | No | No | No | |
Waiver of select Citi Personal Wealth Management fees when linked to a Citigold Account Package | |||||
Yes | No | No | No | No | |
Access to dedicated Citigold Service Representatives | |||||
Yes | No | No | No | No | |
Preferred pricing for many mortgages, loans and lines of credit | |||||
Yes | Yes | No | No | No |
- This Communication is prepared by Citi Private Bank (CPB), a business of Citigroup,
Citi
). Not all products and services are provided by all affiliates or are available at all locations. CPB personnel are not research analysts, and the information in this Communication is not intended to constituteresearch,
as that term is defined by applicable regulations. to footnote reference 1
, which provides its clients access to a broad array of products and services available throughout Citigroup, its bank and non-bank affiliates worldwide (collectively,
Citigold | Citi Priority | Citibank Account | Basic Checking | Access Account | |
---|---|---|---|---|---|
Monthly Service FeeFootnote 2 |
|||||
None |
$30/monthFootnote 2 |
$25/monthFootnote 2 |
$12/monthFootnote 2 |
$10/monthFootnote 2 |
|
Fees for using non-Citibank ATMsFootnote 1 | |||||
Unlimited with $200,000 in combined average balancesFootnote 8 |
Ineligible |
Ineligible |
Ineligible |
Ineligible |
|
How to maintain Banking Package Eligibility | |||||
Maintain $200,000 in combined average monthly balance in all eligible deposit, retirement, and investment accounts |
NA |
NA |
NA |
NA |
|
How To Avoid Monthly Service Fees |
None |
Maintain a combined average monthly balance2 of $50,000 or more in eligible linked deposits, retirement and investment balances |
Maintain a combined average monthly balance of $10,000Footnote 2 or more in eligible linked deposits, retirement balances, and investmentsFootnote 7 for the calendar month prior to the last Business Day of your monthly statement period |
Complete 1 qualifying direct depositFootnote 6 AND 1 qualifying bill paymentFootnote 4 during the statement period OR Maintain $1,500 or more in prior calendar month combined average balances in either your Basic Checking or with a linked Basic Savings account OR First-listed owner on the account is 62 or older |
Have 1 qualifying bill paymentFootnote 4 posted to your account during the statement period OR Complete 1 qualifying direct depositFootnote 6 during the statement period OR Maintain $1,500 or more in prior calendar month combined average balances in either your checkless Regular Checking account or with a linked Citi® Savings Account |
Per Check Fee | |||||
None |
None |
None |
None |
No Check Writing |
- This Communication is prepared by Citi Private Bank (CPB), a business of Citigroup,
Citi
). Not all products and services are provided by all affiliates or are available at all locations. CPB personnel are not research analysts, and the information in this Communication is not intended to constituteresearch,
as that term is defined by applicable regulations. to footnote reference 1
, which provides its clients access to a broad array of products and services available throughout Citigroup, its bank and non-bank affiliates worldwide (collectively,
Citigold | Citi Priority | Citibank Account | Basic Checking | Access Account | |
---|---|---|---|---|---|
Online Banking | |||||
Yes | Yes | Yes | Yes | Yes | |
Mobile Banking | |||||
Yes | Yes | Yes | Yes | Yes | |
Citi Mobile® Apps | |||||
Yes | Yes | Yes | Yes | Yes | |
Citi Mobile Smartphones | |||||
Yes | Yes | Yes | Yes | Yes | |
Citi Text Banking | |||||
Yes | Yes | Yes | Yes | Yes | |
Phone Banking | |||||
Yes | Yes | Yes | Yes | Yes | |
Teller Services | |||||
Yes | Yes | Yes | Yes | Yes | |
Worldwide ATM Network | |||||
Yes | Yes | Yes | Yes | Yes | |
Citibank Branches | |||||
Yes | Yes | Yes | Yes | Yes | |
Citibank En Español | |||||
Yes | Yes | Yes | Yes | Yes |
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