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    Compare Banking Packages

    A personal checking account is just that… personal. Citi gives you multiple options so you can find an account package that's a good fit for your finances.

    Back to All Checking Products
    Citigold Citi Priority Citibank Account Basic Banking Access Account

    Our top-tier package offers a team dedicated to meeting your needs, travel advantages, fee waivers and more.

    Apply Online for Citigold with Interest Checking
    Get Details on Citigold

    A full service package with on-demand financial guidance, digital tools and pricing benefits.

    This full-service package links the average monthly balances of your eligible accounts to help avoid fees.

    Apply Online on the Citibank package with Regular Checking Account
    Get Details on the Citibank package

    A checkless account with digital access and no overdraft fees. Three options for avoiding monthly service fees.

    Apply Online for the Access Account package with checkless Regular Checking Account
    Get Details on the Access package
    Minimum Opening Deposit

    $0

    $0

    $0

    $0

    $0

    Plain Talk About your Products

    Citigold Citi Priority The Citibank Account Basic Banking Access Account
    Fee free use of thousands of ATMs in the U.S.Footnote 5
    Yes Yes Yes Yes Yes
    No monthly service fee charged for completing qualifying banking activitiesFootnote 4, Footnote 6 each month, or maintaining a specific balance
    No No No Yes Yes
    Avoid monthly service fees by linking combined average monthly balances to your eligible accounts including deposits, retirement accounts, and investments Footnote 2, Footnote 7

    Eligibility determined by combined average monthly balance.

    Yes Yes No No
    Citibank Fee for use of non-Citibank ATM

    Waived

    Waived

    Waived if combined average balance in eligible linked accounts are met

    Charged

    Charged

    Standard checkbook order

    Waived

    Waived

    First Order Waived

    Charged

    No Check Writing

    INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

    Citigold Citi Priority The Citibank Account Basic Banking Access Account
    Opportunity to earn the highest level of ThankYou® Points offered for a checking relationship10
    Yes Yes No No No

    Citigold Citi Priority Citibank Account Basic Checking Access Account
    24/7 Account access online
    Yes Yes Yes Yes Yes
    Ability to use Debit Card for online/phone access
    Yes Yes Yes Yes Yes
    Citi Mobile®
    Yes Yes Yes Yes Yes
    Unlimited Check Writing
    Yes Yes Yes Yes

    No Check Writing

    Waiver of select Citi Personal Wealth Management fees when linked to a Citigold Account Package or a Citi Priority Account Package
    Yes Yes No No No
    Option for Checking that Pays Interest
    Yes Yes Yes No No
    Access to dedicated Citigold and Citi Priority Service Representatives
    Yes Yes No No No
    Waiver of select Citi Personal Wealth Management fees when linked to a Citigold Account Package
    Yes No No No No
    Access to dedicated Citigold Service Representatives
    Yes No No No No
    Preferred pricing for many mortgages, loans and lines of credit
    Yes Yes No No No
    INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

      Citigold Citi Priority Citibank Account Basic Checking Access Account
    Monthly Service
    FeeFootnote 2

    None

    $30/monthFootnote 2

    $25/monthFootnote 2

    $12/monthFootnote 2

    $10/monthFootnote 2

    Fees for using non-Citibank ATMsFootnote 1

    Unlimited with $200,000 in combined average balancesFootnote 8

    Ineligible

    Ineligible

    Ineligible

    Ineligible

    How to maintain Banking Package Eligibility

    Maintain $200,000 in combined average monthly balance in all eligible deposit, retirement, and investment accounts

    NA

    NA

    NA

    NA

    How To Avoid
    Monthly Service Fees

    None

    Maintain a combined average monthly balance2 of $50,000 or more in eligible linked deposits, retirement and investment balances

    Maintain a combined average monthly balance of $10,000Footnote 2 or more in eligible linked deposits, retirement balances, and investmentsFootnote 7 for the calendar month prior to the last Business Day of your monthly statement period

    Complete 1 qualifying direct depositFootnote 6 AND 1 qualifying bill paymentFootnote 4 during the statement period

    OR

    Maintain $1,500 or more in prior calendar month combined average balances in either your Basic Checking or with a linked Basic Savings account

    OR

    First-listed owner on the account is 62 or older

    Have 1 qualifying bill paymentFootnote 4 posted to your account during the statement period

    OR

    Complete 1 qualifying direct depositFootnote 6 during the statement period

    OR

    Maintain $1,500 or more in prior calendar month combined average balances in either your checkless Regular Checking account or with a linked Citi® Savings Account

    Per Check Fee

    None

    None

    None

    None

    No Check Writing

    INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

    Citigold Citi Priority Citibank Account Basic Checking Access Account
    Online Banking
    Yes Yes Yes Yes Yes
    Mobile Banking
    Yes Yes Yes Yes Yes
    Citi Mobile® Apps
    Yes Yes Yes Yes Yes
    Citi Mobile Smartphones
    Yes Yes Yes Yes Yes
    Citi Text Banking
    Yes Yes Yes Yes Yes
    Phone Banking
    Yes Yes Yes Yes Yes
    Teller Services
    Yes Yes Yes Yes Yes
    Worldwide ATM Network
    Yes Yes Yes Yes Yes
    Citibank Branches
    Yes Yes Yes Yes Yes
    Citibank En Español
    Yes Yes Yes Yes Yes


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