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    Overdraft Protection

    Few things in life are more frustrating than bouncing a check, so get the overdraft protection you need to make bounced checks a thing of the past.

    Overdraft Protection

    How to Get Overdraft
    Protection

    What is the Cost of
    Overdraft Protection

    Checking Plus® (variable rate)

    Apply for the overdraft protection you need to make bounced checks a thing of the past. If approved, you can have a revolving line of credit to use whenever you need cashFootnote 1

    Learn more about Overdraft
    Protection from Checking Plus
    • First, open any Citibank checking account
    • Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, (TTY) 1-800-788-0002

    $10 Overdraft Protection Transfer Fee charged once on the day funds are transferred to cover an overdraftFootnote 2,Footnote 3

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your linked savings account in the event your checking account is ever overdrawn.

    Learn more about Overdraft Protection from Safety Check
    • Open a checking and savings or money market account and register for Citi Online
    • Then, just apply online for this product

    $10 Overdraft Protection Transfer Fee each day we cover an overdraftFootnote 2

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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