Lending Products
Your goals are as different as you are. That's why Citibank offers a variety of lines of credit and loans. So whether you're buying a home or paying for an education, we've got an option for you.
Home Equity Lines of Credit & Loans
Right for you if:
- You already own a home
- You want to use equity for large borrowing needs
- You want to pay down higher-interest rate debt
Put the equity you have in your home to work for you. With a home equity loan or line of credit, you can remodel your home and much more.
Personal Lines ofCredit & Loans
Right for you if:
- You want cash you can use when you need it
- You need ways to finance your one-time or recurring borrowing needs
- You want to choose between variable and fixed rate solutions
Keep cash on hand...for whatever arises. Or have predictable monthly payments to plan your budget around.
Checking Plus® (variablerate) line of credit
Right for you if:
- You want the security of overdraft protection
- You want peace of mind – no more bounced checksFootnote 1
- You want to avoid higher-cost overdraft feesFootnote 1
Overdraft protection for your linked checking account
Mortgages
Right for you if:
- You need a pre-approval
- You want options for borrowing
- You're buying or refinancing
They say home is where the heart is, so finance the perfect one with a Citibank mortgage. We're here to help every step of the way.
Lending Services
Sometimes banking on your terms means banking on your couch. Other times you need face-to-face service. So we've made sure you can bank how you want to bank, when you want to bank.
Lending Resources
The personalized wealth management services your finances deserve.
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