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    Don't just borrow. Borrow smart. At Citibank, we're ready to help you use the power of credit wisely making your goals a little easier to attain

    Lending Products

    Your goals are as different as you are. That's why Citibank offers a variety of lines of credit and loans. So whether you're buying a home or paying for an education, we've got an option for you.

    Home Equity Lines of Credit & Loans

    Right for you if:

    • You already own a home
    • You want to use equity for large borrowing needs
    • You want to pay down higher-interest rate debt

    Put the equity you have in your home to work for you. With a home equity loan or line of credit, you can remodel your home and much more.

    Personal Lines ofCredit & Loans

    Right for you if:

    • You want cash you can use when you need it
    • You need ways to finance your one-time or recurring borrowing needs
    • You want to choose between variable and fixed rate solutions

    Keep cash on hand...for whatever arises. Or have predictable monthly payments to plan your budget around.

    Checking Plus® (variablerate) line of credit

    Right for you if:

    • You want the security of overdraft protection
    • You want peace of mind – no more bounced checksFootnote 1
    • You want to avoid higher-cost overdraft feesFootnote 1

    Overdraft protection for your linked checking account


    Right for you if:

    • You need a pre-approval
    • You want options for borrowing
    • You're buying or refinancing

    They say home is where the heart is, so finance the perfect one with a Citibank mortgage. We're here to help every step of the way.


    Lending Services

    Sometimes banking on your terms means banking on your couch. Other times you need face-to-face service. So we've made sure you can bank how you want to bank, when you want to bank.

    Lending Resources

    The personalized wealth management services your finances deserve.

    See All Articles

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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