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    For loans $30,000 and under Apply Online for Personal Loan

    How to Qualify

    To qualify for a Personal Loan, you may only have one existing Personal Loan account with Citibank and that Personal Loan must not have been opened in the past 6 months.

    You must also have an annual income of at least $10,500.

    • Quick, easy processing and approval. Once approved, a check for the approved amount will be mailed to you within 5 business days. Want an even lower rate? Simply use Citibank Auto Deduct

      Citibank Auto Deduct

      Auto Deduct makes making payments easy—the required payment on your Citibank loan or line of credit is automatically deducted from your selected checking, savings or money market account.

      Does not deduct any Past Due Amounts or Fees/Charges that are reflected as due on your loan or line of credit statement (you are responsible for making these payments).

      to repay your personal loan.

    Competitive RatesFootnote 1

    Get a fixed rate ranging from 7.99% APR - 17.99% APR (assumes $10,000 loan).

    Flexible Financing

    Loans range from $2,000 to $50,000. You'll get a lump sum payout, and you can repay your loan over 12, 24, 36, 48 or 60 months.

    Relationship RewardsFootnote 2

    A personal loan account can help you earn monthly ThankYou® Points when it is linked to an eligible checking accountFootnote 2 enrolled in Citi ThankYou® Rewards.

    To learn how you can earn rewards for your banking relationshipFootnote 2, Earn rewards for your banking relationships.(2) Learn

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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