How to Qualify
To qualify for a Personal Loan, you must have a Citibank Checking, Savings, Money Market, or CD account with a month-end balance greater than $0 averaged over the past three months. You may have a maximum of two Personal Loan accounts with Citibank at one time, and your most recent Personal Loan account may not have been originated within the past 6 months.
You must also have an annual income of at least $10,500.
- Quick, easy processing and approval. Once approved, a check for the approved amount will be mailed to you within 5 business days. Want an even lower rate? Simply use
Citibank Auto Deduct
Auto Deduct makes making payments easy—the required payment on your Citibank loan or line of credit is automatically deducted from your selected checking, savings or money market account.
Does not deduct any Past Due Amounts or Fees/Charges that are reflected as due on your loan or line of credit statement (you are responsible for making these payments).to repay your personal loan.
Competitive RatesFootnote 1
Get a fixed rate ranging from 7.99% APR - 17.99% APR (assumes $10,000 loan).
Loans range from $2,000 to $50,000. You'll get a lump sum payout, and you can repay your loan over 12, 24, 36, 48 or 60 months.