Services

What You Get

Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the US.^{Footnote 1}

Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.

You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.

How It Works

Using Inter-Institution Transfers from Citibank is easy. You can:

• Make one-time and recurring transfers, sent using either the Standard or Next Day delivery service

  Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.

  Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.

• Make a transfer simply by setting up your non-Citi account by providing the account number and the ABA number

  An ABA number—or routing number—is a 9–digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's address.

• See the chart for the amounts you can transfer