What You Get
- This free service from the IRS directly deposits your federal income tax refund in up to 3 accounts—including a
With the split refund program, you can have your federal income tax refund directly deposited into your Citibank IRA, money market or savings account—including a Traditional, Roth or Rollover IRA., money market account, checking and/or savings account. That means faster access to your refund AND no risk your refund check will be lost or stolen.
Note: If you have the IRS deposit your refund from the 2015 tax year into your Citibank IRA, it will be deposited as a 2016 IRA contribution.
How It Works
A split refund allows you to decide how much goes into each account. Here's how:
- Splitting your refund among multiple accounts? Complete
IRS Form 8888
and attach it to your federal income tax return. This form tells the IRS where you want your refund deposited and the amount that should go into each account. If you want a portion of your refund deposited into your Citibank IRA, check
Savingson Form 8888.
- If depositing your entire refund into one account, instead of using Form 8888, go to the
Refundarea on Form 1040 and enter the ABA and account numbers where you want your refund deposited.
- Whether you split your refund among multiple accounts or put it all into one, you'll need the
Citibank ABA number
Citibank ABA Number
An ABA number is a 9-digit number assigned by the American Bankers Association (ABA) used for routing transfers and other transactions. Think of it as the bank's "address." Often called the routing or transit number, it is always in the lower left corner of a check.for each account.
For the ABA number of your Citibank IRA, call 1-800-695-5911.