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    There should be no such thing as idle cash. Put it straight to work with the CitiBusiness® Savings account that's right for you.

    CitiBusiness® Savings Account

    Keep it simple with a CitiBusiness Savings account —it offers competitive interest rates and is FDIC-insured (up to $250,000 per depositor).

    Right for you if:

    • You require NO minimum opening deposit
    • You want to earn a competitive interest rate
    • You need to make an unlimited number of deposits every month. Transfer limits apply.Footnote 1

    CitiBusiness® Insured Money Market Account (IMMA)

    This account delivers the best of both worlds. Not only will you earn a highly competitive, tiered interest rate, you'll still have access to your funds whenever you need them.Footnote 1,Footnote 2 Plus, IMMAs allow unlimited monthly deposits.

    Right for you if:

    • You want higher or tiered interest rates
    • You want to maintain liquidity
    • You need unlimited monthly deposits

    CitiBusiness® Certificate of Deposit

    A smart way to earn better interest on your savings.

    When you really want to make extra cash work for you, a CitiBusiness Certificate of Deposit offers competitive rates. Our FDIC-insured CDs (up to $250,000 per depositor)are fixed term savings accounts. We offer maturities from 7 days to 10 years that may allow you to earn a higher rate with a longer term. . Minimum opening deposit and transfer limits apply.Footnote 3

    Right for you if:

    • You're ready to make your cash work harder for you
    • You're looking for competitive interest rates and a variety of maturity options

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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