Compare Checking Accounts - Citibank

Important Information

You are leaving a Citi Website and going to a third party site. That site may have a privacy policy different from Citi and may provide less security than this Citi site. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Do you want to go to the third party site?

Citi is not responsible for the products, services or facilities provided and/or owned by other companies.

Continue

https://online.citi.com /US https://online.citi.com/US t0zHxgUFpHup6VWgLa_vWcA /JSO/signoff/SummaryRecord.do?logOff=true N x https://online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do /cards/svc/autocomplete.autocomplete?view=ALL

Your browser is out of date and not supported. We recommend you update your browser for a better online banking experience. Learn More Close Overlay

Select Your Residential State

Please select your state

There are some errors on this page.

Please enter your state.

Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

Please note: If you choose to cancel this process, you may be redirected to a page other than the one you requested.

SELECT

Skip to main content

Compare Everyday Business Checking Accounts

No matter where your business is today—or where it's going tomorrow—there's a Citibank^® business checking account that'll help your money work harder so you don't have to.

Back to All Checking Products

Still have questions? Call us at 1-877-462-2484

	CitiBusiness^® Streamlined Checking Account	CitiBusiness^® Flexible Checking Account	CitiBusiness^® Checking Account	CitiBusiness^® Interest Checking Account
Select your state for applicable fees & conditions
	CitiBusiness Streamlined Checking Account Get Details on the CitiBusiness Streamlined Checking Account Find a Branch Locate Citi branches and ATMs, get directions, hours and contact info.	CitBusiness Flexible Checking Account Get Details on the CitBusiness Flexible Checking Account Find a Branch Locate Citi branches and ATMs, get directions, hours and contact info.	CitiBusiness Checking Account Get Details on the CitiBusiness Checking Account Find a Branch Locate Citi branches and ATMs, get directions, hours and contact info.	CitiBusiness Interest Checking Get Details on the CitiBusiness Interest Checking Find a Branch Locate Citi branches and ATMs, get directions, hours and contact info.
Summary	This basic account is perfect for smaller businesses and firms.	This account is all about options—suitable for growing businesses and firms.	This analyzed account's earnings credit can offset monthly fees.	This interest-bearing account is suitable for businesses with few transactions.
Right For You If...	You make between 200to300 transactions a month	You make up to 500 transactions a month	You are a larger business that makes more than 500 transactions a month	You make fewer than 25 transactions a month and can benefit from an interest bearing account.
Included Monthly Transactions^{Footnote 1}	250	500	0	25
Included Monthly Currency Deposits	Varies by state	$20,000	$0	Varies by state
Minimum Average Monthly Balance to Waive Monthly Fee^{Footnote 2}	$5,000	$10,000	Not applicable	$10,000
Monthly Maintenance Fee	$15	Fees vary by state	$22	Fees vary by state

You also have access to

	CitiBusiness^® Streamlined Checking Account	CitiBusiness^® Flexible Checking Account	CitiBusiness^® Checking Account	CitiBusiness^® Interest Checking Account
CitiBusiness^® Debit Card	Yes	Yes	Yes	Yes
CitiBusiness^® Checking Plus Overdraft Protection CitiBusiness^® Checking Plus Overdraft Protection A revolving line of credit that provides overdraft and uncollected funds protection when linked to a CitiBusiness^® checking account.³ Get Details	Yes	Yes	Yes	Yes
CitiBusiness^® Safety Check CitiBusiness^® Safety Check Automatically transfers funds from a CitiBusiness^® savings account or CitiBusiness^® Insured Money Market Account to provide overdraft protection for a linked CitiBusiness^® checking account.³ Get Details	Yes	Yes	Yes	Yes
Citibank Remote Check Deposit Citibank Remote Check Deposit Lets you scan checks right from your desk and deposit them directly into a CitiBusiness^® checking account or CitiBusiness^® Insured Money Market Account. Get Details	Yes	Yes	Yes	Yes
CitiBusiness^® Preferred Banking CitiBusiness^® Preferred Banking An enhanced service that offers preferred pricing, waived fees, exclusive rebates and bonus rewards. Get Details	Yes	Yes	Yes	Yes
Earnings Credit Earnings Credit A credit that is based on the average monthly balance in linked, non-interest-bearing checking accounts (with a balance of $5,000 or more) and can be used to offset monthly service fees. Get Details	Yes	Yes	Yes	Yes
Cash Management Services Cash Management Services These add-on services can help you improve your cash flow and streamline your accounting with features such as: Automated Clearing House (ACH) Origination Controlled Disbursement Account or Deposit Reconciliation Currency Services Investing Options ACH Debit Blocks and Filters Plus, much more Get Details	Yes	Yes	Yes	Yes
CitiBusiness^® Online CitiBusiness^® Online Do your business banking at CitiBusiness^® Online* and for no fee you can: View today's account activity and balances Monitor balances and account activity Generate reports by transaction type View and print monthly statements and check images Pay bills online and initiate ACH payments Wire funds to domestic and international accounts Transfer funds between linked CitiBusiness accounts Additional services are available through our fee-based Cash Manager Suite, which lets you: View today's account activity and balances Set up recurring wires; upload a batch of domestic wire transfers Control employee access to CitiBusiness� Online by setting up user entitlements Basic transaction service charges may apply. *No fee for Streamlined and Flexible checking accounts. Interest and CitiBusiness account holders can access this service for a fee through the Cash Manager Suite. Get Details	Yes	Yes	Yes	Yes

Back to All Checking Products

You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

Select Continue to proceed or choose Cancel to modify your selection.

Share Your Screen With A Phone Representative

During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

If you need assistance from a Citi representative, contact us via chat or phone