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This page of citi.com contains information about U.S. domestic financial services provided by the Citigroup family of companies and is intended for use domestically in the U.S.

The products, account packages, promotional offers and services described in this website may not apply to customers of Citigold Private Client, Citigold International, International Personal Banking or Global Executive Banking. Please click on the appropriate link to obtain such information.

© Citigroup Inc. Citibank, N.A. Member FDIC. Citibank is an equal credit opportunity lender. Citi, CitiBusiness and Citi with Arc Design are registered service marks of Citigroup Inc.

 
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    • Small Business
      • Solutions by Business Need
        • Conduct Everyday Banking
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    Banking Services Open Banking Services Overlay

    Services

    Manage Your Account (You work hard for your money. Let it return the favor.)

    Service

    How to Get It

    What It Costs

    ATM/Debit Card

    Have Citibank® Banking Card, will travel. Get easy access to your accounts online, by phone and at ATMs.

    Learn Moreabout ATM/Debit Card
    • Open a checking or savings account and this card is automatically yours.

    Free

    Online Bank Statements

    Stop shuffling through piles of paper to find the statement you need. With Online Bank Statements, you can view your statement online and print it out anytime...free.

    Learn Moreabout Online Bank Statements
    • First, open any checking, savings or money market product
    • Then, you'll be notified by email each month when your statement is available online

    Free

    Account Linking

    Linking your Citi accounts can save you time and money. That's because you can access your accounts in one place and transfer funds between linked accounts. Plus, linking can help you avoid monthly fees and enjoy relationship pricing.

    Learn Moreabout Account Linking
    • Once your account is open and ready to use, Register for Citi Online
    • Then you can link your Citi® products together and manage them from a single place.

    Free

    Citi® ThankYou®
    Rewards

    See just how rewarding banking can be. Your ThankYou Points add up to valuable rewards.

    Learn Moreabout Citi® ThankYou®
    Rewards
    • Apply for a checking account and once it's open, you can register for ThankYou Rewards

     

    Account Alerts

    Just because you're out, doesn't mean you have to be out-of-touch with your accounts. Get free2 updates about your bank and credit card accounts by text or email.

    Learn Moreabout Account Alerts
    • Apply for a bank or credit card account, and once it's open, registering for the Citi Alerting Service is easy
    • Register for Citi Online and then for account alerts - you can choose only the alerts you want

    Free

    Online Check Images

    With free online check images, it's never been easier to see your checks that have cleared in the past 18 months. You can even print your checks for proof of payment.

    Learn Moreabout Online Check Images
    • Become a Citibank customer and Register for Citi Online
    • Then, when you want to see your checks online, just go to account details and click the "View Image" link

    Free

    Direct Deposit

    Move your money without moving a muscle—certain checks can go directly into your account.

    Learn Moreabout Direct Deposit
    • Check with your company's Payroll department about how to sign up
    • If your company can't provide you with the proper form, you can use this one
    • To directly deposit your Social Security, or other federal benefits, call 1-800-333-1795 or visit godirect.gov

    Free

    Auto Save

    You've got enough to think about. Why not set up automatic transfers from your checking account to your savings or money market account?

    Learn Moreabout Auto Save
    • Make sure you Register for Citi Online
    • Then, sign on, go to Transfers and set up a recurring transfer from your checking account to your savings or money market account

    Free

    Move Your Money (You need to get your money where it needs to be - fast.)

    Service

    How to Get It

    What It Costs

    Online Bill Payments

    Welcome to no stamps, no check writing and no mailing. Move to 21st century bill paying— it's a snap to use and comes with our Online Bill Payment Promise.

    Learn Moreabout Online Bill Payments
    • Become a Citibank customer and Register for Citi Online
    • Then, go to Payments, set up your payee list and you're ready to start paying bills

    Free

    eBills

    With the convenient eBills service, you can receive, view and manage your bills right where you pay them—on Citi Online!

    Learn Moreabout eBills
    • Become a Citibank customer and Register for Citi Online
    • Then, go to Payments, set up your payee list and enroll your payees in the eBills service to start receiving and managing bills

    Free

    Account Linking

    Linking your Citi accounts can save you time and money. That's because you can access your accounts in one place and transfer funds between linked accounts. Plus, linking can help you avoid monthly fees and enjoy relationship pricing.

    Learn Moreabout Account Linking
    • Once your account is open and ready to use, Register for Citi Online
    • Then you can link your Citi® products together and manage them from a single place

    Free

    Inter - Institution
    Transfers

    Inter Institution Transfers let you make online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S. It's quick and currently there are no fees to send or receive money.

    Learn Moreabout Inter - Institution Transfers
    • Become a Citibank customer and Register for Citi Online
    • Then, go to Transfers and set up your non-Citi account by providing the account number and ABA number—once the account is added, you're ready to make an Inter Institution Transfer

    Free

    Popmoney®

    The hassle of cash and checks is so yesterday. Welcome to Popmoney—the new way to "Pay Other People" directly from your Citibank account. It's quick and currently there are no fees to send or receive money.

    Learn Moreabout Popmoney
    • Become a Citibank customer and Register for Citi Online
    • Then, just enroll in Popmoney and you're ready to send and receive money

    Free

    Wire Transfers

    Wire transfers are a convenient way to send money from your Citibank checking or money market account to non-Citi accounts in the U.S. and internationally.

    Learn Moreabout Wire Transfers
    • Make sure you Register for Citi Online
    • Then, go to Transfers, have your recipient's account and destination bank information handy and you're ready to make a wire transfer

    With Citigold as low as $17.50*

    With Citi Priority as low as $17.50

    With All Other Banking Account Packages
    as low as
    $25.00

    *This fee will be waived for Citgold® Account Packages that had a combined balance of $500,000 or more for the monthly period that was two (2) calendar months before the date of the transaction.

    Citibank® Global
    Transfers

    Need to get funds from Texas to Korea? This service lets you transfer money from your Citibank account to other Citibank accounts in the U.S. and these countries.

    Learn Moreabout Citibank Global Transfers

    Citibank Global Transfer Destinations

    • Australia
    • Bahrain
    • China
    • Colombia
    • Hong Kong
    • India NRI
    • Indonesia
    • Japan SMBC Trust Bank Ltd
    • Korea
    • Malaysia
    • Mexico
    • Philippines
    • Poland
    • Singapore
    • Taiwan
    • Thailand
    • United Arab Emirates
    • United Kingdom
    • Vietnam
    • Make sure you Register for Citi Online
    • Then, go to Transfers, have your recipient's account information handy, and you're ready to make a Citibank Global Transfer

    As low as

    $0

    Protect Your Money (Keeping your money and privacy safe is your top concern—and our top priority.)

    Service

    How to Get It

    What It Costs

    Citi® Identity Theft
    Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

    Learn Moreabout Citi Identity Theft Solutions
    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use this coverage, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

    Free

    Online & Mobile Fraud
    Protection

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

    Learn Moreabout Online Mobile Fraud
    • Just open any Citibank deposit account and this coverage is automatically yours
    • If you ever need to use this coverage, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

    Free

    Overdraft Protection —
    Checking Plus®

    Get the overdraft protection you need to make bounced checks a thing of the past, plus a revolving line of credit you can use whenever you need cash

    Learn Moreabout Overdraft Protection and Checking Plus
    • First, open any Citibank checking account
    • Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, Text Telephone (TTY) 1-800-788-0002

     

    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

    Learn Moreabout Safety Check
    • Open a checking and savings account and Register for Citi Online
    • Then, just apply online for this product

    $10 each day we cover an overdraft

    International Services (When your banking needs to cross borders, Citibank® is at your service.)

    Service

    How to Get It

    What It Costs

    Citibank Global Transfers

    Need to get funds from Texas to Korea? This service lets you transfer money from your Citibank account to other Citibank accounts in the U.S. and these countries.

    Learn Moreabout Citibank Global Transfers

    Citibank Global Transfer Destinations

    • Australia
    • Bahrain
    • China
    • Colombia
    • Hong Kong
    • India NRI
    • Indonesia
    • Japan SMBC Trust Bank Ltd
    • Korea
    • Malaysia
    • Mexico
    • Philippines
    • Poland
    • Singapore
    • Taiwan
    • Thailand
    • United Arab Emirates
    • United Kingdom
    • Vietnam
    • Make sure you Register for Citi Online
    • Then, go to Transfers, have your recipient's account information handy, and you're ready to make a Citibank Global Transfer

    Incoming transfers – Free
    Outgoing transfers – No Transfer Fee

    Wire Transfers

    Wire transfers are a convenient way to send money from your Citibank checking, savings or money market account to non-Citi accounts in the U.S. and internationally.

    Learn Moreabout Wire Transfers
    • Make sure you Register for Citi Online
    • Then, go to Transfers, have your recipient's account and destination bank information handy and you're ready to make a wire transfer

    With Citigold as low as $17.50*

    With Citi Priority as low as $17.50

    With All Other Banking Account Packages
    as low as
    $25.00

    *This fee will be waived for Citgold® Account Packages that had a combined balance of $500,000 or more for the monthly period that was two (2) calendar months before the date of the transaction.

    Foreign Exchange
    Services

    You've got enough to take care of before a big trip. With World Wallet®, get next business day delivery of foreign currencies to your home, office or nearest branch.

    Learn Moreabout Foreign Exchanges Services
    • Open a Citibank checking, savings or money market account
    • Then, call 1-800-756-7050 to order your currency for next day delivery

    Free delivery to any branch or $5 for home delivery (waived for Citigold® clients and Citi Priority clients).

    Free

    So many ways to bank with Citi

    No matter where life takes you, you should never be far from your accounts. Our many ways to bank give you real-time access when you need it—now.

    • Online for Citi Online Banking
    • Phone for Citi Phone Banking
    • ATM for Citi Phone Banking
    • Mobile & Tablet for Citi text and Mobile Banking
    • Locations to find Citi Bank Locations
    • En Español for Citi Bank Spanish
    Home | Small Business
    Manage your business finances from just about anywhere at any time.

    Online Banking Options For Your Small Business

    Citi Online for Small Business

    Right for you if:

    • Your banking needs are basic
    • You use your mobile device to manage your banking needs
    • You only need basic cash management services like sending and receiving payments
    REGISTER

    CitiBusiness Online

    Right for you if:

    • Your banking needs are more sophisticated
    • You use advanced Cash Management services like Remote Check Deposit, Positive Pay, Account Reconciliation and ACH Origination
    • You need access for multiple users
    • You use escrow-type products
    Learn More about CitiBusiness Online
    • Citi Online for Small Business
    • CitiBusiness Online

    Manage your small business with ease

    Citi Online for Small Business lets you manage your business banking needs at your convenience.

    Watch these short videos to learn how to:

    • Use Popmoney® to pay vendors and employees from your CitiBusiness accounts.
    • Use the Citi Mobile App for Small Business to keep your finances at your fingertips.
    • Quickly analyze spending across accounts.
    • Manage CitiBusiness accounts anytime, anywhere.
    • Set up alerts to get updates sent directly to your email or mobile device.
    • Check account balances and verify if deposits or payments have cleared.
    • How to use Popmoney - Using Citi Online for Small BusinessHow to use Popmoney - Using Citi Online for Small Business
    • Getting Started - using the Citi Mobile App for Small BusinessGetting Started - using the Citi Mobile App for Small Business
    • Citi Online for Small Business-Account Summary, Details, and ActivityCiti Online for Small Business ? View your account online
    • Getting Started - Using Citi Online for Small BusinessGetting Started - Using Citi Online for Small Business
    • Getting Started - Using Citi Online for Small BusinessHow to set up Alerts - Using Citi Online for Small Business

    Enroll

    Enroll online with your ATM/Debit Card and account number. Simply create a User ID and Password and you'll be on your way to setting up Account Alerts, mobile access, Popmoney® for Small Business and more.

    REGISTER for account alerts, mobile access, popmoney and more
    CitiBusiness Online

    Manage your small business with ease

    CitiBusiness Online gives you a vast range of options for Business Banking and advanced Cash Management services.

    Features

    • Choose the services that are right for you now and easily add more at any time
    • View daily transactions and balances for your linked accounts and assign up to 6 levels of authority for administrative tasks
    • Enroll in Paperless Statements to view your monthly statement online and avoid the clutter of paper statements
    • Deposit checks remotely until 8 p.m. local time using Remote Check Deposit
    • Access foreign exchange rates and perform self-service tasks instantly
    • Pay vendors, make tax payments and more with one-time or recurring ACH payments
    • Use a Multifactor Token when signing on and conducting specific transactions
    • Customize account access for designated users and control the number of approvers for specified transactions

    Enroll

    Complete an Online Enrollment Form for CitiBusiness online, print the form and visit your local branch for processing. Whether you need to borrow from credit lines, manage funds with CitiEscrow or deposit funds using Remote Deposit Capture, you choose the features that are right for you.

    Learn More about CitiBusiness Online
    Citi Online for Small Business

    *Restrictions apply to account linkage.

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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    This page of citi.com contains information about U.S. domestic financial services provided by the Citigroup family of companies and is intended for use domestically in the U.S.

    The products, account packages, promotional offers and services described in this website may not apply to customers of Citigold Private Client, Citigold International, International Personal Banking or Global Executive Banking. Please click on the appropriate link to obtain such information.

    © Citigroup Inc. Citibank, N.A. Member FDIC. Citibank is an equal credit opportunity lender. Citi, CitiBusiness and Citi with Arc Design are registered service marks of Citigroup Inc.

    Member FDIC Logo Equal Housing Logo