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    • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Merchant Services Features

    With Citi Merchant Services, you can accept major credit and debit cards, so your customers can conveniently buy your goods and services.

    Citi Merchant Services is provided by First Data Merchant Services, a leader in electronic commerce and payment solutions. To learn more, visit the First Data Citi website.

    Accept Credit Cards

    Citi Merchant Services enables you to accept most major credit and debit cardsFootnote 2 and provides a Full Service Solution for processing and settling Visa®, MasterCard®, American Express®, and Discover® network transactions on one statement with one funding.Footnote 3

    Improve Cash Flow

    What's more, credit and debit card funding can be in your account as soon as the next business day. How's that for cash flow?Footnote 4

    Accept Debit Cards

    Your customers can also pay with PIN-secured or signature debit cards using the same terminal. Plus, you can accept payments online or via phone, even when payment cards aren't physically presented.


    Manage Security

    Citi Merchant Services offers Clover Security to help reduce your risk as well as the scope and cost of compliance.

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

    Go Back

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

    Share Your Screen With A Phone Representative

    During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

    If you need assistance from a Citi representative, contact us via chat or phone